Carrollton is promoted as a place close to the big city amenities of Dallas but far away from the pollution and traffic congestion. Although the city has several large employers, the majority of residents make daily commutes on the Dallas North Tollway and other busy freeways into more congested areas with higher rates of traffic accidents. If you drive across the busy Dallas-Fort Worth region each day, be certain to buy adequate Carrollton car insurance to protect your vehicle.
Where can you find the right Carrollton, TX car insurance? Trusted Choice® member agents have local offices in town. They can help you compare Carrollton auto insurance quotes and select the right coverage amounts and policy options for your unique situation. If personal service and competitive rates are important to you, contact a Trusted Choice local agent for assistance.
Texas insurance costs are considerably above the national average, but keep in mind that this is only an estimate of how much your policy will cost you. Your insurance rates will be calculated based on a number of factors unique to you, such as the make, model and year of your car, your age, and your driving record.
Like almost every other state, Texas law mandates minimum liability limits for all drivers. There are stiff penalties for failure to carry the required insurance coverage. First offenders face fines of $175 to $350; subsequent offenders are subject to fines of $350 to $1,000, impoundment of their vehicle, and license suspension.
Carrollton has a dozen corporate headquarters, including major employer Halliburton Energy Services. But with over 10,000 corporate headquarters in the Dallas area, many workers travel across the region each day. In that short distance, many residents drive over major highways and into traffic-dense cities.
Many Carrollton short-distance commuters buy comprehensive auto insurance to cover low and high risk traffic areas. You cannot always count on your coworkers or neighbors to suggest the right auto policy for your needs. Every vehicle owner has different requirements. That is why it is important for each city resident to compare Carrollton car insurance quotes. A good local agent can help you select the right company for your unique insurance needs.
The percentage of vehicle owners in Texas without required coverage is higher than the national average. Uninsured motorist coverage is not required by the state, but it can provide the extra security provided by knowing that damages will be covered even if you are in an accident where the at-fault driver has no insurance
The city has implemented a program to tow uninsured vehicles. Cars can be impounded if the driver is pulled over for a violation and cannot produce proof of insurance. This means that violators have to pay fines, fees, and produce proof of insurance before they can claim their cars again.
Carrollton is a northeastern suburb of Dallas. The Dalla-Fort Worth metropolitan area is ranked #66 on the National Insurance Crime Bureau’s list of US cities that are considered hotspots for stolen cars. The car theft rate for the state of Texas is higher than the national rate. Police conducted safety checks and discovered half of vehicles had doors unlocked, windows open or valuable property in view. Making it easier for car thieves to do their jobs can result in an increase in local insurance rates for everyone.
Consider purchasing Texas car insurance that includes comprehensive coverage. Comprehensive insurance can help you recover if your car is damaged in a severe weather event, or replace it if it is stolen or vandalized. This is optional coverage, but can be well worth it when you're faced with an unexpected loss.
Do you need a new auto policy? Would you like to find a simple way to compare rates to see if your old insurer is still giving you a good deal? An independent agent in the Trusted Choice network can provide free Carrollton car insurance rate comparisons. An agent can also suggest policy options and answer your questions about auto policies. Contact an agent today.