Increases in daily commuters and commercial drivers are changing the traffic patterns in this rodeo town. Many Mesquite drivers travel both country roads and interstate highways every day to nearby Dallas-Fort Worth and other metropolitan areas. At the same time, Mesquite’s expanding distribution and logistics businesses are bringing more traffic into the city.
If your country life involves more city driving conditions, it may be time to review your Mesquite, TX car insurance coverage. A local independent agent in the Trusted Choice® network can help you review your policy options and rates. Contact a member agent with your questions and requests, and free Mesquite auto insurance quotes.
Texas car insurance costs are considerably above the national average, but keep in mind that your cost may be higher or lower. In calculating your insurance quotes, factors unique to you, such as the make, model and year of your car, and your driving record, will be taken into consideration.
Texas law requires minimum liability coverage, and there are penalties for failure to carry the required coverage. First offenders face fines of $175 to $350; subsequent offenders are subject to fines of $350 to $1,000, impoundment of their vehicle, and license suspension.
More traffic in Mesquite can quickly increase the risk of an accident. 69 percent of residents choose to commute in private vehicles. Rapid growth in the number of workers in the commercial districts is increasing commuter traffic.
Your daily drive brings with it certain risks that you can mitigate with the proper insurance coverage. A good local agent can help you find the best automobile plans and rates for your unique driving needs.
The number of uninsured drivers in Texas is higher than the national figures. Uninsured motorist coverage isn't required by the state, but it might be a good investment. This coverage can provide the extra security and peace of mind that comes from knowing damages will be covered if an at-fault driver does not have liability insurance or the money for compensation.
Mesquite and nearby areas have uninsured vehicle towing programs. If you are pulled overand don't have the required liability insurance, your car can be impounded. This means you will probably have to pay a fine in addition to towing and storage fees. Of course, you will also need to show valid proof of insurance before you can get your car back.
Mesquite lies inside the Dallas-Forth Worth metro area. The National Insurance Crime Bureau has ranked the entire area as #66 on their list of US cities that are hotspots for car theft. Required Texas car insurance does not include coverage for lost or stolen vehicles. When you are comparing Mesquite car insurance, consider comprehensive coverage to compensate you in case your vehicle is damaged or stolen.
Some insurers have better rates for certain types of vehicle owners, so it pays to take the time to compare Mesquite car insurance companies before you buy a policy. Shopping around can be a lot of work, so why not let your local Trusted Choice member agent do most of the hard work for you? An agent can supply you with competitive rates from multiple companies. You'll be able to find the insurance that fits your needs and budget with ease.
Contact a Mesquite office in the Trusted Choice network to find better coverage today.