Plano is a car-friendly city. Tucked into the Dallas-Fort Worth metropolitan area, it is home to many workers who prefer to drive to the dozens of regional and corporate headquarters on corporate campuses. The Dallas Area Rapid Transit (DART) system and a new interstate exchange have helped to relieve congestion.
The cost of living, however, is high. Plano is home to some of the most affluent zip codes in the United States. With the help of a local, independent agent from the Trusted Choice® network, you can still find affordable Plano, TX car insurance. Agents has access to over 22,000 member agencies across the country to compare policy options and quotes. Contact a local agent for quick service and competitive rates.
Tezas insurance costs are considerably above the national average, but keep in mind that this is only an estimate of how much your policy will cost you. Insurance quotes will take into consideration a number of factors unique to you, such as the make, model and year of your car, and your driving record.
Plano residents are required to carry the minimum liability insurance mandated by state law. There are stiff penalties for failure to carry the required insurance coverage. First offenders face fines of $175 to $350; subsequent offenders are subject to fines of $350 to $1,000, impoundment of their vehicle, and license suspension.
Short commuting distances, safe driving records, and an area with a low number of accidents help lower rates.
Can you rely upon your family, coworkers, or neighbors to provide you with recommendations for Plano auto insurance quotes and policy options? While personal recommendations are always educational, you may have very different coverage needs than your friends and family. Rely on member agents of the Trusted Choice network to help you find the best policy options and rates.
Despite aggressive enforcement of minimum insurance regulations, the state of Texas still has a higher than average rate of uninsured drivers. In recent years, Plano has begun to crack down on its uninsured drivers. Drivers stopped by police without insurance or a driver’s license will have their car impounded.
Although uninsured motorist coverage isn't required in the state, your agent may suggest that you get it. That way, damages will be covered if you are in accident where the at-fault driver does not have insurance.
Plano has been recognized as one of the safest cities in America. The larger Dallas-Fort Worth metropolitan area was ranked #66 on the National Insurance Crime Bureau’s list of US cities that are considered hotspots for stolen cars. To protect your vehicle, take precautions such as locking your car, stowing your valuables, and parking in a well-lit, secure area whenever possible. Another important measure is to secure comprehensive coverage to compensate you for damages due to auto theft.
Comparing Plano car insurance can be difficult for the average consumer. Your local independent Trusted Choice agent can do most of the hard work for you. An agent will help you compare rates from multiple companies, offer policy advice, and handle your insurance needs in the future.