Dallas is only the third most populated city in Texas, but the Dallas-Fort Worth Metropolitan Area is the largest metropolitan area in the south and fourth largest in the United States. Four interstates and several U.S. and state highways circle and radiate out of the city in a hub and spoke design that reflects the area’s western heritage. If you navigate around the city for business, be sure you investigate Dallas, TX commercial vehicle insurance.
To research your coverage options, simply contact a local independent Trusted Choice® network agent. He will answer your policy questions and help you compare multiple Dallas commercial vehicle insurance quotes. When you work with a Trusted Choice member agent you can expect good service and a good deal.
Dallas Business Facts
- Dallas population: 2,871,773
- Dallas-Fort Worth Metroplex population: 6,526,548
- Private business establishments (Non-Farm) in Texas: 522,146
- Number of farms and ranches in Texas: 247,500
- Fraction of Texas residents living in a city or urban area: 2/3
- Texas annual full coverage auto insurance average costs: $1,031
Dallas business vehicle owners have to comply with the same financial responsibility laws that force most Texans to purchase required minimum liability insurance. Failure to comply with these rules does not relieve you of responsibility for damages.
In addition, the state can levy fines and other penalties. You cannot renew your registration, license or safety inspection sticker without proof of insurance.
Dallas is one city with an additional towing enforcement program. If uninsured motorists get stopped for a traffic infraction the police can impound the vehicle. The driver must pay towing fees and fines, plus show proof of insurance, in order to get the vehicle back.
Dallas Commercial Car Insurance for Small and Home Businesses
Many local small and home business owners use one vehicle for personal and business transportation. This can be an economical and sensible decision. Just be sure that your personal auto policy also covers business use.
The Texas Department of Insurance posted a notice on their auto insurance page that warns consumers that some personal polices exclude business use. This warning applies to pizza delivery drivers, real estate agents and other independent business professionals.
You could be risking your midtown catering business or Richardson pizza delivery shop by driving without adequate Dallas commercial vehicle insurance. A local independent agent can help you review your current coverage and suggest sensible alternatives.
Dallas Commercial Vehicle Insurance Costs
It is impossible to quote one average rate for all commercial car policies. This is because the city contains a diverse variety of businesses. The key to finding good rates is to compare quotes from multiple companies.
A downtown freight company cannot expect to pay the same rate for their commercial truck insurance as a Dallas Fort Worth International Airport cab company would pay to cover a fleet of cars.
A local member agent in the Trusted Choice network can help you analyze your business’s unique needs and then give you accurate rate quotes.
Dallas Commercial Car Insurance Alternatives
Different companies will find different optimal commercial auto, truck, and van insurance solutions. A home business owner may be able to add a business rider to a personal policy. Many small businesses can add commercial car coverage to a business owner’s (BOP) policy. Larger companies may need much more complex solutions.
If your business is small or large, simple or complex, a local independent agent will help you find the right solution.
Types of Commercial Car Insurance in Dallas
Businesses purchase business car insurance to minimize risks. Your main concerns will depend upon your type of business and the way you use your vehicles. The following are some common types of commercial coverage that you can discuss with a local agent. An agent may suggest specialized coverage depending upon your business needs as well.
- Property and injury liability
- Collision insurance
- Comprehensive insurance
- Personal injury protection
- Under/uninsured motorists
Compare Dallas Commercial Auto Insurance Quotes
To protect your property, employees, and bottom line, contact an independent agent in the Trusted Choice network for professional advice and competitive rate quotes from multiple insurers. Your agent can not only help you with Dallas commercial vehicle insurance, but can also help you with all of your business insurance needs.
If your business depends upon your vehicles, you need good coverage. Contact a local commercial car insurance agent in the Trusted Choice network today to learn more.