El Paso lies in far west Texas, immediately across the Rio Grande from Juarez, Mexico. The city hosts offices of over 70 Fortune 500 companies and is an important entry point to the U.S. from Mexico. Many are surprised to learn that it is the 19th largest city in the country, which means that traffic can be heavy. If you plan to begin or grow a business in the city, you will need to consider El Paso, TX commercial auto insurance.
A local independent agent in the Trusted Choice® network can help you compare El Paso commercial auto insurance quotes. Unlike many insurance agents, they can present competitive pricing from multiple carriers. Your agent can also suggest coverage options and provide service into the future. You can expect professional service and competitive El Paso commercial auto insurance rates from a local Trusted Choice member agent. Find a member agent today.
El Paso commercial vehicle insurance can be complicated. Some business people travel back and forth between the U.S. and Mexico. Standard commercial auto policies only cover domestic travel. If you're traveling internationally for business purposes, make sure to ask your agent what kind of commercial car insurance you need to be protected. These experienced professionals can help you get the insurance you need at a price you can afford.
Similar to personal auto insurance policies, El Paso business vehicle owners have to abide by Texas minimum required liability insurance rules. You can be liable for damages regardless of whether or not you carry sufficient insurance. You can face major fines if you are caught without El Paso commercial auto insurance at the state-mandated liability minimums.
Many small and home business owners choose to use personal cars, vans, or trucks for commercial use. This may be a convenient and economical choice. Many of those working from home offices are surprised to discover that their personal policies may have coverage gaps, and may not provide any coverage at all if the car is being used for business purposes.
If you deliver pizzas, flowers, or other goods for a living, make sure you understand how your employer covers you, if at all. If you have no coverage from your employer for the commercial use of your car or truck, make sure you talk to an independent agent. An independent agent in the Trusted Choice network can help you secure the El Paso commercial auto insurance you need to stay safe on the road.
Commercial vehicle insurance can cover a wide range of vehicle types, from vans, taxis and limos to dump trucks and freight liners. Whether you are a contractor who drives a truck for a living, or you run a business that uses one or more trucks as part of your commercial operation, finding the the right commercial truck insurance for your specific business is critical.
The type of coverage you will need for your business depends upon many different factors, including:
Working with a knowledgeable commercial insurance agent can ensure that you get the specific commercial truck insurance in place for your company's needs. A local member agent in the Trusted Choice network who specializes in commercial coverage can assess your needs and risks and make sure you do not have coverage gaps that leave your company exposed to financial risk.
You may be wondering how much El Paso commercial auto insurance is going to cost you. The vehicle type, daily mileage, and more affect the price you'll pay for coverage. Limos and taxis will naturally have different ratings than cement mixers and delivery vans, because transporting people brings higher liability risks.
If you're using a commercial truck to transport goods to and from Mexico, your insurance needs may be complex. You may need the addition of inland marine coverage to protect your goods and liability as you transport them. On the other hand, if you have a very small catering company, you may be able to add an endorsement to your personal auto insurance coverage for the occasional wedding or other catered event. An experienced insurance professional can be a great help when you need to understand your risks on the road, and when you want to get the best price for your coverage.
You have several options when it comes to covering your commercial auto. Depending on what kind of business you're running, one of these options will be right for you:
No matter your needs, there is a Trusted Choice member agent with access to the insurance solutions you're looking for. Find an agent in your area to get started.
Consider these common types of business vehicle coverage that you can discuss with your local agent Typical coverage areas include:
There is not a specific insurer or El Paso commercial vehicle insurance plan for every business in the city. An independent agent in the Trusted Choice network can help you understand risks, compare El Paso commercial vehicle insurance quotes, and handle everything from one office. Contact a member agent today to get started.