This city began as a train stop by a watering hole, just a place to fill 19th century steam engines. In the past decade, it has become fastest growing city in the nation, as suburban growth from Dallas, Fort Worth, and Plano begin to spill even farther north. Both CNN and Forbes Magazine have listed this city as one of the best places to live in the US. If you own property in this growing area, be sure to find good Frisco, TX homeowners insurance.
Independent Trusted Choice® agents can help you find the right coverage, and show you Frisco home insurance quotes from several companies. Contact an agent near your home today to get started.
Frisco is mostly an affluent suburb in the DFW Metropolitan Area. There is certainly a lot of modern construction, including master-planned communities like Lone Star Ridge, but it also still contains a sprinkling of historical housing left over from the early days. Your own Frisco homeowners insurance policy rates depend upon the house’s neighborhood, value, age, and construction methods.
Most homes will be covered by a policy that includes a fairly standard package of coverage. These are some popular coverage types you can discuss with a local agent. Note that policies may have exclusions, so your policy will only compensate you for covered damage or injuries.
It is important to know what is covered, but also what is not covered. For example, typical Texas homeowners insurance policies cover fire, strong winds, burglary, hail, and vandalism, but do not cover floods. To protect against natural flooding, such as excess rain, and overflow from local streams, you need separate flood insurance from the National Flood Insurance Program in addition to your basic Frisco homeowners insurance policy.
This entire Frisco area is prone to windstorm damage, both from tornadoes and major storms that travel up from the Gulf Coast. Even though the area has a humid subtropical climate, it does experience occasional hail storms and freezes as well. Area springs flood periodically after heavy rains as well. Special natural disasters such as wildfires and earthquakes are usually not covered, but you may be able to purchase protection as a rider to your policy.
While typical home policies do cover burglaries, home owners may be wise to take a few precautions.
If you need to purchase new home coverage or evaluate your old policy, contact a local independent Trusted Choice agent for assistance. These local agents can help you select the right policy options and give you customized insurance rates to compare.
Be certain that your valuable house and personal property are well protected. Get in touch with a local agent for more information about Frisco homeowners insurance plans and prices.