The city of Garland was created in the 18th century when the local post office was moved between two competing towns. The two rival towns eventually combined with the area around the post office, and the new city was born. Now, Garland has grown into a large suburb in the vast Dallas-Fort Worth Metropolitan Area. If you live in this historical area, how can you find the right Garland, TX homeowners insurance?
An independent agent in the Trusted Choice® network can assist you when it’s time to buy a new policy or just review your current home policy to see if it’s fairly priced and adequate for your needs. Independent agents are available to help you compare multiple Garland home insurance quotes and find the right policy for your home and belongings. Get the personal assistance and excellent value you are seeking by contacting a local member agent today.
Comparing your own Garland homeowner’s insurance rates to state or national average rates might be interesting, but the best way to figure out how much you can expect to pay for your home policy is to get accurate quotes from several different insurance companies. A Trusted Choice member agent can provide several competitive rate quotes for free.
While home policy rates vary, many of them have standard types of coverage. Common coverage types include:
Also be sure to research incidents that your basic policy may exclude. Excluded incidents typically include earthquake, flooding and sometimes windstorms. While Collin and Dallas counties are not particularly earthquake-prone, they do suffer their share of heavy rains and floods.
You can also ask a Trusted Choice member agent if your house is protected against common hazards, or if you need to purchase additional coverage.
Garland lies mostly in Dallas County, with some expansion into Collin County. This area lies in a region of northern Texas that is more prone to tornadoes than other parts of the state. While the city is far from the Gulf Coast, tropical storms and hurricanes have also traveled up the state to deliver punishing rain, wind, and floods to the Dallas-Fort Worth area.
A Trusted Choice member agent can help you set the right coverage limits on your homeowners insurance and also assist you when purchasing flood insurance.
To protect your house and property from theft, make sure you have adequate personal property protection to compensate you for losses and damage.
Many people don't realize that some of our smallest belongings – such as handheld electronic devices, mobile phones, video equipment and iPads – are the most expensive to replace, and are also some of the easiest targets for burglars. Make sure you inventory these items and that your coverage reflects your investment in your personal possessions.
Some police departments and insurance companies suggest installing home security systems to deter crime before it happens. You might even earn a discount on your coverage rates for installing an approved system.
Finding the right insurance company and choosing coverage options can be time-consuming and complicated. A local independent agent in the Trusted Choice network can do most of the work for you. These agents work with multiple insurance companies and can research a wide range of quotes to help you find the right fit for your needs and budget.