Over a third of the households in this capital city are rented apartments. That is well over the state average of about fourteen percent, but the large student population at the University of Texas probably accounts for some of this. If you decide to rent a home in this central Texas city, remember to research how Austin, TX renters insurance can protect your possessions as well as your finances.
A local independent agent in the Trusted Choice® network can assist you. One of these member agents can answer your questions and help you compare Austin renters insurance quotes from multiple insurers. Get in touch with a Trusted Choice member agent right away for help finding the right coverage at the right price.
A recent ABC News report said that about a third of renters lack basic coverage. These policies are incredibly affordable and can protect thousands of dollars’ worth of personal property.
Your individual rates depend upon the amount of coverage you select, whether you have any particularly expensive items requiring additional coverage, and even the insurer that you do business with. A local agent can help you with every step as you shop for a rental policy and choose the insurance company that best suits your needs.
While renter's insurance tends to be a very low-cost coverage option, you may be able to save even more money on Austin renters insurance by qualifying for policy discounts. These are some common price breaks that insurers give to customers:
Typical rental policies provide the following coverage.
Since this city lies in Flash Flood Alley – a central Texas region particularly prone to flooding – you may also need to purchase extra flood insurance. Typical Austin renters insurance policies will not cover flood damage.
Most renters can benefit from the security of knowing that their personal possessions are covered against theft, vandalism, fires, and natural disasters. If you are a student, you may be covered under your parents' home owners insurance. Otherwise, renters insurance can be an excellent choice, covering your personal possessions even if they are stolen from your car or from your hotel room while you are traveling.
Getting quick online renters quotes isn't difficult, but how do you know if they are right for your needs, and if you have an adequate amount of personal property and liability coverage? Comparing several different Austin renters insurance quotes from multiple providers, with the help of an independent agent, can help to ensure that you are making the best choice for you.
A local independent agent in the Trusted Choice network can be an excellent resource for getting your questions answered reviewing a variety of competitive rate quotes. Get in touch with a member agent today to learn more about the many ways that Austin renters insurance can keep your home more secure.