Bountiful Car Insurance

Learn about the easiest way to get car insurance and how to find multiple quotes on a Bountiful, UT auto insurance policy.

Written by Meg Stefanac
Written by Meg Stefanac

Financial blogger and business owner, Meg Stefanac, has more than 15 years experience working in the financial services industry and enjoys helping individuals make solid financial decisions. Meg has extensive experience writing about insurance and finances and is a key contributor to


Bountiful, UT is a growing city in Davis County, with a historic downtown that features beautiful, well-preserved homes. This city offers a charming downtown area with an abundance of local shops and restaurants. Because it serves as a bedroom community to Salt Lake City, this city sees hundreds of commuters each week. Traffic between Bountiful and Salt Lake City often reaches a gridlock during rush hour. Local residents can expect to face severe traffic, so make sure you are prepared with the best Bountiful car insurance.

Our Independent Insurance Agents can help you find affordable auto insurance for your car that provides maximum protection in case of accidents. Before you get behind the wheel, let an Independent Insurance Agent ensure that your Bountiful auto insurance is providing complete coverage.

  • National average cost per year: $1,311
  • Utah average cost per year: $1,059
  • #40 most expensive auto premium in U.S.

Utah drivers can expect to pay a little less than the national average for auto insurance, but rates vary dramatically depending on several unique factors. The type of car you drive, your driving record and your age are all considered when determining your customized rate for auto insurance in Bountiful.

Utah Car Insurance Requirements

  • Body injury liability: required
  • Property damage reliability: required
  • Personal injury protection (PIP): required
  • Minimum liability limits: 25/65/15

In Utah, the minimum coverage limits are $25,000 for individual injuries, $65,000 total for all injuries in an accident and $15,000 for any resulting property damage. Drivers in Utah are mandated by law to have a minimum amount of insurance. These minimums are in place to make sure drivers have coverage for the most common types of accidents. However, you always have the option to buy additional insurance, a decision that usually pays off with major savings if you are in a serious collision.


Save on Car Insurance

Our independent agents shop around to find you the best coverage.

Number of Uninsured Motorists in Utah

  • Number of uninsured U.S. drivers: 12.6%
  • Number of uninsured Utah drivers: 5.8%

Being involved in a car accident is traumatic enough without having to worry about whether the other car has proper insurance. Despite the fact that Utah has a lower rate of uninsured motorists when compared with the national average, there are still no guarantees. Our agents can help you add uninsured motorist coverage to your car insurance policy so that you are always covered even if the other driver isn’t.

Number of Auto Thefts in Utah

  • National number of thefts for 1,000 vehicles: 2.94
  • Number of thefts for 1,000 vehicles in Utah: 3.13

Bountiful has a much lower crime rate than the national average due to its large Mormon population. However, theft is a problem on occasion. Make sure you keep your car doors locked, and park in well-lit areas, especially if you are venturing out at night into the city’s more remote locations. Most importantly, talk to our agents about which auto insurance policies offer the best protection against auto theft.

Find a Great Bountiful Car Insurance Policy

Finding reliable car insurance that is also affordable can prove to be challenging for Bountiful drivers. Our Independent Insurance Agents can take some of the pressure off and point you toward the best insurance that will provide protection against the most common threats. Our experienced agents also proudly offer quotes on multiple policies, giving you the chance to compare rates and find a plan that works for your budget. 

Contact an agent today to learn more and to get a free rate quote on Bountiful auto insurance.

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