Draper, UT is a growing metropolitan area, located just 20 miles from all of the amenities of Salt Lake City. This beautiful city has a low crime rate in addition to a great school system. Draper is a friendly small town with a heavy Mormon presence. As in most cities, traffic can produce busy roads and long commutes, so make sure you are prepared with the best Draper car insurance before getting behind the wheel. Our Independent Insurance Agents provide Draper drivers with assistance when they are shopping for car insurance. Our experienced agents can help you find the best Draper auto insurance coverage for your unique situation at rates that won't put a major strain on your budget.
- National average cost per year: $1,311
- Utah average cost per year: $1,059
- #40 most expensive auto premium in U.S.
When compared to the national average, Utah drivers can expect to pay a little less. Keep in mind that several different factors are considered when determining your specific rate. The type of car you drive, your driving record and your age are all taken into consideration.
Utah Car Insurance Requirements
- Body injury liability: required
- Property damage reliability: required
- Personal injury protection (PIP): required
- Minimum liability limits: 25/65/15
In Utah, the minimum coverage limits are $25,000 for individual injuries, $65,000 for total injuries in an accident and $15,000 for any resulting property damage. Utah law mandates these minimums to help ensure that drivers select adequate coverage for the most common accidents. Keep in mind that you always have the option to invest in more coverage, a decision that usually pays off in a big way if you are ever in a serious accident where the costs exceed your coverage limits.
Number of Uninsured Motorists in Utah
- Number of uninsured U.S. drivers: 12.6%
- Number of uninsured Utah drivers: 5.8%
Being involved in a car accident is traumatic and usually difficult enough without having to worry about the other driver's insurance. If the other driver is uninsured, you are responsible for paying out of pocket for your car repairs. An agent can help you add uninsured motorist coverage to your car insurance policy so that you are always covered.
Number of Auto Thefts in Utah
- National number of thefts for 1,000 vehicles: 2.94
- Number of thefts for 1,000 vehicles in Utah: 3.13
In a quiet little city like Draper, it’s hard to imagine that auto theft could ever be a problem, but it does happen from time to time. Some ideas to protect yourself include making sure all doors and windows are locked and always parking in a well-lit area. Most importantly, talk to an insurance agent about which auto insurance policies offer the best protection against auto theft.
Find a Great Draper Car Insurance Policy
Navigating the confusing world of car insurance can be overwhelming, with so many options to look through. Our Independent Insurance Agents can simplify the process and point you in the direction of a policy that best fits your needs. Our experienced agents also proudly offer quotes on multiple policies, giving you the chance to compare rates and find a plan that works for your budget.
Contact an agent today to learn more and to get a free quote on Draper auto insurance.