Murray Car Insurance

Learn everything you need to know about insuring your car and get quotes on the most affordable Murray, UT auto insurance plan.

Written by Meg Stefanac
Written by Meg Stefanac

Financial blogger and business owner, Meg Stefanac, has more than 15 years experience working in the financial services industry and enjoys helping individuals make solid financial decisions. Meg has extensive experience writing about insurance and finances and is a key contributor to


Murray is nestled in the Salt Lake Valley and is currently the 14th largest city in Utah. Known as “The Hub of Salt Lake County,” Murray, UT has busy roads and heavy traffic at times. Whether you’re heading out for a day at Murray City Park or spending the day on the lake fishing, you’ll have to navigate the busy streets and constant traffic. Make sure you’re prepared with the best Murray car insurance.

Our Independent Insurance Agents are specialists who can help Murray drivers find reliable auto insurance at affordable prices. Whether you’re a brand-new driver or an experienced driver with decades behind the wheel, our experienced agents can help you find the best Murray auto insurance coverage for your unique situation.

  • National average cost per year: $1,311
  • Utah average cost per year: $1,059
  • #40 most expensive auto premium in U.S.

Drivers in Murray face pretty steady traffic, but they also benefit from car insurance rates that trend well below the national average. When you contact an agent for a free quote, your rate is determined by the type of car you drive, your driving record and your age, along with several other factors.

Utah Car Insurance Requirements

  • Body injury liability: required
  • Property damage reliability: required
  • Personal injury protection (PIP): required
  • Minimum liability limits: 25/65/15

In Utah, the minimum coverage limits are $25,000 for individual injuries, $65,000 for total injuries in an accident and $15,000 for any resulting property damage. Utah law mandates these minimums to help ensure that drivers select adequate coverage for the most common accidents. If you have an accident that exceeds your minimum coverage, you are forced to pay the difference out of pocket. One way to head off this financial burden is by purchasing additional coverage upfront. Our friendly agents can help you determine how much coverage you realistically need.


Save on Car Insurance

Our independent agents shop around to find you the best coverage.

Number of Uninsured Motorists in Utah

  • Number of uninsured U.S. drivers: 12.6%
  • Number of uninsured Utah drivers: 5.8%

Although Utah does have a lower percentage of uninsured drivers, Murray could be the exception. With many drivers jumping behind the wheel without adequate coverage, accidents can quickly become financial disasters. Our agents can help you add uninsured motorist coverage to your car insurance policy so that you are always covered even if the other driver isn’t.

Number of Auto Thefts in Utah

  • National number of thefts for 1,000 vehicles: 2.94
  • Number of thefts for 1,000 vehicles in Utah: 3.13

Auto theft is a growing problem in Utah, and drivers should take precautions to protect their vehicles. It is always a good idea to keep all doors and windows locked and to park in safe areas at night. Most importantly, talk to one of our Independent Insurance Agents about which auto insurance policies offer the best protection against auto theft.

Find a Great Murray Car Insurance Policy

Shopping for auto insurance can seem overwhelming, with so many coverage options competing for your attention. Our Independent Insurance Agents will make the whole process easy by answering your questions and pointing you toward the most comprehensive auto insurance for your vehicle. Our experienced agents also proudly offer quotes on multiple policies, giving you the chance to compare rates and find a plan that works for your budget. 

Contact an agent today to learn more and to get a free rate quote on Murray auto insurance.

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