Price Car Insurance

Do you know what your Price car insurance policy covers you for? Do you know what it doesn't cover you for? An Independent Insurance Agent can explain all your coverage.

Written by Meg Stefanac
Written by Meg Stefanac

Financial blogger and business owner, Meg Stefanac, has more than 15 years experience working in the financial services industry and enjoys helping individuals make solid financial decisions. Meg has extensive experience writing about insurance and finances and is a key contributor to


There are some very scenic and fun-to-drive roads around Price, Utah, but before you take your vehicle out for a spin, you need to make sure that you have an auto insurance policy that meets the state-mandated requirements. To ensure that you are not overpaying for this coverage, you need to compare quotes from at least three reputable insurance companies. Comparison-shopping is easy when you work with an Independent Insurance Agent. Our agents in Price can quickly obtain and present you with affordable car insurance quotes from a number of different high-rated insurers. They can also explain your coverage options and answer your insurance-related questions. Find an agent near you to learn more.

  • National average cost per year: $1,311
  • Utah average cost per year: $1,059
  • 40th Most Expensive Auto Premium in U.S.

Car insurance rates in Utah are lower than the national average, and that is good news for Price residents. Of course, rates can vary significantly from person to person, as they are based on a number of variables. When calculating your auto insurance quotes, insurance companies will consider the following:

  • The make, model and year of your car
  • Your age, sex, marital status, and driving record
  • Where you live, i.e., your ZIP code
  • The amount of coverage you wish to purchase
  • Your chosen deductible amount

Different insurance companies will calculate different rates, so comparison-shopping puts you at an advantage by enabling you to choose the policy that provides the best value.

Utah Car Insurance Requirements

  • Bodily injury liability: required
  • Property damage liability: required
  • Personal injury protection (PIP): required
  • Uninsured motorist coverage: not required
  • Minimum liability limits: 25/65/15
  • Coverage up to $65,000 for all persons injured in an accident, subject to a limit of $25,000 for one individual, and $15,000 coverage for property damage

Utah requires drivers to carry auto insurance that meets or exceeds the state-mandated minimums. This coverage prevents you from facing excessive financial losses if you are responsible for a collision while driving your car. Unfortunately, with the skyrocketing cost of medical care, these minimums may not be high enough if you cause an accident that results in significant injuries requiring surgeries or long-term care. For this reason, you may want to protect your assets by buying coverage with higher limits. An agent can help you determine how much coverage is right for you.


Save on Car Insurance

Our independent agents shop around to find you the best coverage.

Number of Uninsured Motorists in Utah

  • Number of uninsured U.S. drivers: 12.6%
  • Number of uninsured Utah drivers: 5.80%

Driving without insurance in Utah is a Class B misdemeanor punishable by fines of $400 to $1,000 and a suspension of your driver's license. Despite this, approximately 6 percent of the drivers you encounter on the roadways do not have insurance. If one of these drivers, or a hit-and-run driver, is responsible for an accident that causes property damage or injuries to you or your passengers, you may find it difficult or impossible to collect compensation unless you carry uninsured motorist coverage. In this case, your insurance company will provide you with coverage and go after the offending driver on its own.

Number of Auto Thefts in Utah

  • National number of thefts per 1,000 vehicles: 2.94
  • Utah number of thefts per 1,000 vehicles: 3.13

Although the rate of car theft in the state of Utah exceeds the national average, it is quite low in Price. This is good news for you since your Price car insurance rates will reflect this. Of course, car theft in this city is not completely nonexistent, and you will not always be parking your car in Price, so it is important that you take preventive measures when possible. 

Park in well-lit areas in or around Price, always lock your car when unattended and don't leave valuable items inside your car within plain view. In the event that your car is stolen or damaged by vandals, you can collect compensation only if your auto insurance policy includes other-than-collision, or comprehensive, coverage as one of its policy options.


Save on Car Insurance

Our independent agents shop around to find you the best coverage.

Find a Price Car Insurance Policy

If you are looking for an affordable auto insurance policy in Price that will provide the right amount of coverage for you and your family, work with an Independent Insurance Agent. Our agents work with several reputable insurance companies and make comparison-shopping easy by collecting information and costs for you. There are several agents with offices in Utah, and many are located in and around Price. 

Find an agent near you to learn more about your coverage options so you can soon start comparing Price car insurance quotes for policies that have been customized to meet your coverage and budgetary needs. 

Share this page on Twitter Share this page on Facebook Share this page on LinkedIn