St. George Car Insurance

Let an Independent Insurance Agent shop your St. George, UT car insurance for you.

Written by Meg Stefanac
Written by Meg Stefanac

Financial blogger and business owner, Meg Stefanac, has more than 15 years experience working in the financial services industry and enjoys helping individuals make solid financial decisions. Meg has extensive experience writing about insurance and finances and is a key contributor to


Tightly sitting on the Utah-Arizona border, St. George, UT is a top destination in the western United States. Year-round warm weather coupled with nearby national parks and geographic marvels make this city of 76,817 an impressive community. With a sizable population and numerous tourist attractions, St. George sees its fair share of roadway traffic. To ensure you're protected, consider talking to an Independent Insurance Agent about your St. George car insurance. Our agents are here to help keep you, your family and your belongings safe and protected.

  • National average annual cost: $1,311
  • Utah average annual cost: $1,059
  • 40th most expensive state for auto premiums in the U.S.

A basic car insurance policy covers things such as bodily injury to both someone else and yourself, as well as property damage. The cost can seem overwhelming, but Utah's rates are statistically lower than the national average. And there's even a chance that an Independent Insurance Agent can make it even more affordable thanks to customization options.

Utah Car Insurance Requirements

  • Bodily injury liability: required
  • Property damage liability: required
  • Personal injury protection (PIP): required
  • Minimum liability limits: 25/65/15

Utah state law requires you to have minimum coverage of $25,000 for personal injury, $65,000 for bodily injury liability and $15,000 for property damage. It's a great baseline to start with, but it may not be enough in the event of an accident. That's where an Independent Insurance Agent can help. Our experienced agents can determine the appropriate amount of coverage needed to ensure an accident won't leave you financially devastated.


Save on Car Insurance

Our independent agents shop around to find you the best coverage.

Number of Uninsured Motorists in Utah

  • Uninsured U.S. drivers: 12.6%
  • Uninsured Utah drivers: 5.8%

Luckily, just a small percentage of Utah drivers are without auto coverage, but getting into an accident with one of the few could be a significant financial burden. Even if the accident isn't your fault, you could be stuck paying for the damage yourself. The best St. George car insurance policy will keep you protected from these dangerous drivers and ensure you're fully covered.

Number of Auto Thefts in Utah

  • National number of thefts per 1,000 vehicles: 2.94
  • Utah number of thefts per 1,000 vehicles: 3.13

You can attempt to prevent an auto theft, but it can happen in an instant without warning. Plus, the chances are higher in Utah than in other parts of the country. That's why it's essential to have a tailored St. George auto insurance policy that protects you against theft.

Find a Great Utah Car Insurance Policy

Who doesn't want customized and affordable insurance? Our Independent Insurance Agents will work with you to get you set up with the most comprehensive coverage possible. Don't take chances driving around St. George with mediocre coverage — come talk to one of our agents today.

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