Price Homeowners Insurance

If you own a home in Price, UT, you'll need an affordable home insurance policy. Independent Insurance Agents can help you find home insurance that fits your budget.

Written by Meg Stefanac
Written by Meg Stefanac

Financial blogger and business owner, Meg Stefanac, has more than 15 years experience working in the financial services industry and enjoys helping individuals make solid financial decisions. Meg has extensive experience writing about insurance and finances and is a key contributor to


The county seat of Carbon County, Price, Utah, is a picturesque town just a short distance away from the picturesque Nine Mile Canyon and Manti-La Sal National Park. If you are one of the many homeowners in this charming city, you will want to be sure that your property is sufficiently covered by a suitable home insurance policy in Price. Our Independent Insurance Agents can help you find the right policy at a competitive rate. These agents work with a variety of reputable insurance companies to collect several homeowners insurance quotes. Talk with an Independent Insurance Agent today about insuring your home in Price, UT.

  • National yearly premium average: $1,034
  • Utah yearly premium average: $580
  • 49th most expensive premium in the U.S.

Utah residents enjoy very low home insurance rates. Of course, the averages listed above are simply that: averages. Your home insurance quotes will be based on a number of different factors, including but not limited to the following:

  • The value and rebuilding cost of your home
  • Whether you are insuring a primary residence or a second home
  • The amount of your deductible
  • The exact location of your house
  • Which insurance company you choose

Our agents in Price can help you compare homeowners insurance rates so that you can be certain that the coverage you are buying comes at a reasonable price.

Number of Thefts in Utah

  • National number of burglaries: 37,814
  • Utah number of burglaries: 13,333

The burglary rate in Utah is lower than the national average, and the rate in Price is even lower. Even so, it is a good idea to secure your property as best as you can. You may be able to get a discount on your Price home insurance by taking preventive measures such as installing a burglar alarm system. If your home in Price is burglarized or damaged by vandals, your home insurance policy can provide compensation. An agent can make coverage recommendations, particularly if you own any highly valuable property.


Save on Home Insurance

Our independent agents shop around to find you the best coverage.

Number of Catastrophes in Utah

  • Number of catastrophes in Utah: 106
  • Number of tornadoes in Utah: 3
  • Amount of property damage in Utah: $7,090,000
  • 1 in 15 insured homes has a claim each year

Overall, Utah sees very few weather events that cause property damage. This is one reason that home insurance rates in this state are so low. Price residents experience particularly cold winters, and weather-related property damage, though rare, is not unheard of in this city. Your home insurance policy provides you with coverage against most severe weather events, such as hailstorms, electrical storms, and heavy winds. Unfortunately, floods and earthquakes are not included in this coverage, so you may have to supplement your Price homeowners insurance coverage with flood and earthquake insurance. Independent Insurance Agents can help find and secure this coverage if you wish to have it.

What Are the Risks in Price?

Price has a moderate risk of property damage caused by earthquakes as this city has felt nearly 500 minor earthquakes in the last 100 years. The U.S. Geological Survey estimates that Price residents have a 19.82 percent chance of experiencing an earthquake with a magnitude greater than 5.0 in the next 50 years. Also, Carbon County residents have a small, but very real, risk of flood damage. 

A recent major flood resulted in major property damage to many area residents, most of whom did not have flood insurance and were forced to cover the damage out of their own pockets. Be sure to speak to your agent about supplementing your Price homeowners insurance policy with earthquake and flood insurance coverage if your property is at risk.

Compare Price Home Insurance Quotes

When it comes to purchasing a home insurance policy in Price, whether for your primary residence or a vacation home, you have many options. Comparison-shopping can enable you to get a suitable policy at a competitive rate, but it can be time consuming and leave you with many questions. This is why it is to your benefit to work with an agent. Independent Insurance Agents can do the comparison shopping for you to help you find an affordable policy from a highly rated insurance company. 

Find an agent with an office conveniently close to you to learn more and start comparing Price homeowners insurance quotes.

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