Sandy Homeowners Insurance

Find the best Sandy, UT homeowners insurance policy that's affordable and protects what matters most. Work with an Independent Agent today.

Written by Meg Stefanac
Written by Meg Stefanac

Financial blogger and business owner, Meg Stefanac, has more than 15 years experience working in the financial services industry and enjoys helping individuals make solid financial decisions. Meg has extensive experience writing about insurance and finances and is a key contributor to


Known as the ultimate base camp, Sandy, UT is located at the base of the Wasatch Mountains, just 45 minutes from world-class ski resorts. The major residential region of eastern Sandy sits on the slopes of the Wasatch Range, while the western section lies at the bottom of the valley. Avalanches, floods, and landslides are a concern given Sandy's proximity to the mountains.

Sandy Homeowners Insurance covers you for potential loss resulting from risks such as severe storms, fire, burglary or theft, and personal liability. (Floods and earthquakes are covered in separate policies.) An Independent Insurance Agent can provide quotes from multiple companies. You can compare the price and coverage of different policies to ensure you find the best Sandy home insurance at an affordable price.

Cost of Homeowners Insurance in Utah

  • National yearly premium average: $1,034
  • Utah yearly premium average: $580
  • 49th most expensive premium in the U.S.

The state figures are averages, so your actual cost may be different from the above amounts. Sandy policy costs vary based on factors such as the value of your home, its location and the amount of coverage purchased.

Sandy Second Home and Vacation Home Insurance

It's just as important to protect your second home or vacation home as it is to protect your primary residence. You want to have home insurance that protects your vacation home or second home from financial loss. Your agent can answer your questions and help you find affordable coverage.

  • National number of burglaries: 37,814
  • Utah number of burglaries: 13,333

Although the rate of burglaries in Utah is lower than the national average, it's still important to have the protection of homeowners insurance. With coverage, you're protected against financial loss if you happen to be one of the unlucky residents to get hit by a burglar.


Save on Home Insurance

Our independent agents shop around to find you the best coverage.

Number of Catastrophes in Utah

  • Number of catastrophes in Utah: 106
  • Number of tornadoes in Utah: 3
  • Amount of property damage in Utah: $7,090,000
  • 1 in 15 insured homes has a claim each year

The weather is unpredictable. We all know that even our local weather newscaster sometimes gets it wrong. With the right Sandy home insurance, you are protected even if an unexpected storm blows through town. You'll sleep better knowing your home is covered against financial loss if a natural disaster roars through town.

What Are the Risks in Sandy?

Threats of wildfires in summer and avalanches in winter make it imperative that you protect your home against financial loss caused by catastrophic weather events. Mother Nature offers beautiful surroundings and many recreational opportunities in Sandy, but in nature, there is always the possibility for the unexpected to happen. A good Sandy home insurance policy protects you financially if your home is damaged in a storm. But homeowners insurance covers more than natural disasters. You're also protected against the financial loss of fires and theft.

Compare Sandy Home Insurance Quotes

Comparison shop with ease when you contact an Independent Insurance agent. You'll get multiple quotes so you can compare Sandy policy prices and coverages. With the agent's help, you can customize a policy that is affordable and provides you with the best coverage for your situation. Do you have questions? Your agent can help. 

Contact an agent today to get all your questions answered, and you'll feel confident you're choosing the best available Sandy home insurance.

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