Military & Veteran Home Insurance Discounts

(Everything you need to know - and more)

American Soldier with Wife & Son

Army? Navy? Marines? Avengers? Wherever you fit into our nation’s defense service, we thank you. And many insurance companies do, too. That’s why they offer discounts for you and your family when it comes to home insurance, and many others.

But you don’t have to navigate the discount process alone. Our independent insurance agents are here to do the hard work for you. They’ll help you load up on the savings you’ve earned, lower your bills, and get back to the things that matter most to you. 

But before we get too far ahead of ourselves, let’s talk a bit more about military home insurance discounts. 

What Are Military & Veteran Home Insurance Discounts?

It’s simple: If you’re a current service member or veteran, many insurance companies offer special discounted rates on your insurance, including home insurance. These discounts may be available to your spouse or children as well, but that’s usually more common with car and life insurance than home insurance.

Unlike other insurance discounts that tend to be overly complicated, military and veteran discounts are really pretty simple. They work kinda like a coupon where a certain percentage, say 5% to 15%, is skimmed off the top of your bill. That adds up to big savings each year.


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How Do I Get Military & Veteran Home Insurance Discounts?

As long as you or a close family member serve (or have served), military and veteran discounts are some of the easiest home insurance discounts to get. And here’s how:

  • Gather paperwork: You’ll need to provide documentation of your name, rank and dates of service to the insurance company. Save some time by pulling all these deets together first. Give your Commanding Officer (CO) a heads-up that you’re shopping, too—in some cases, a simple phone call from a CO can take the place of paperwork. 
  • Have a heart-to-heart with an agent: The more the agent knows about you and your family, the more money they can save you. We’re talking stuff like age, occupation (if you’re reserve or a vet) and marital status—not the classified things. You could qualify for extra discounts in addition to military ones, so be sure to paint a real nice picture of your situation with your agent.
  • Compare wisely: After a little research, your agent will bring you multiple insurance quotes. It’s tempting, but don’t go with the cheapest one automatically. Ask what discounts have been applied first. You could actually be getting more discounts and better coverage with a mid-range option.

Home Insurance Considerations for Military Families


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Our independent agents shop around to find you the best coverage.

The Benefits of an Independent Insurance Agent

We all know how valuable your time is, so why do all the hard work yourself? Our independent insurance agents stay on top of the industry and all the latest discounts so you don’t have to. That means they’ll help you find the right coverage for you at the right price.

But this relationship doesn’t end when you get the paperwork. If tragedy strikes your home and you need to make a claim, they’ll be there to help you meet deadlines and ensure you’re getting all the benefits you’re entitled to. 

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