Castle Rock, CO, is known for the discovery of rhyolite rock. Once a major stop for the railroad, and still booming, this town of 62,276 residents has room for growth and opportunity.
If you're one of the 630,113 small business owners in Colorado, you'll need coverage. An independent insurance agent can help find a policy for your business in no time. Connect with a local adviser to begin your search today.
How Employee Benefits Can Help You Retain Staff in Castle Rock, CO
With 1,059,196 people in Colorado employed by small businesses, employee benefits are important. If you're looking to attract and retain staff, contributing to your team's healthcare costs and more can help.
A package of different offerings can be put together with a trusted adviser. They can help you decide which coverage options will add the most value. Contact a Castle Rock independent agent for details.
Is Your Castle Rock, CO, Commercial Property Insured?
Did you know that your commercial insurance may not have the coverage you think it does? Often, commercial property insurance will cover only 80% of a building's value. That means you'll be responsible for 20% of the loss. To get the right insurance, talk to an agent about the following items concerning your building:
- Protective devices in place
- Year built and structural makeup
- Total square footage
- Operations that occupy the property
- Market value and replacement cost
- Prior property claims
Common property risks in Castle Rock, CO:
- Wildfires and residential fires
- Flooding and water damage
- Severe storms and lightning damage
- Heavy snow
- Burglary and other property crimes
Does your Castle Rock, CO, commercial property have flood insurance?
Flood insurance is a necessary policy you may not know you need. Contrary to popular belief, you won't have coverage for flood damage under your property policy. Speak with a Castle Rock independent agent for FEMA-approved quotes.
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Does Castle Rock, CO, Require Worker's Compensation Insurance?
Worker's compensation insurance will protect your finances as a business owner. Instead of being out thousands of dollars in lost wages and medical expenses, let your policy pick up the bill. Worker's compensation pays for the costs when an employee is injured on the job.
Colorado mandates that every business owner with one or more employees must carry this policy. Since the state regulates this coverage, a professional is necessary. Talk to a Castle Rock independent agent for quotes.
Castle Rock, CO, Liability Insurance and Your Business
In 2019 there were $8,800,495,000 in commercial claims paid in Colorado. If you want to avoid any future expenses that could impact your bottom line, review your liability coverage. Speak with an independent agent about the following liability insurances:
Cyber liability insurance
Cyber liability insurance provides coverage for a cyberattack. When data is stolen, your business is responsible for the loss. Get with an independent agent for quotes.
Business interruption insurance
Business interruption insurance will keep your business open when a catastrophe shuts you down. Coverage lasts for 12 to 24 months, depending on the carrier. Contact a Castle Rock independent agent for details.
General liability (GL) insurance
GL insurance will protect your finances when a lawsuit arises. This can be due to bodily injury or property damage. GL is one of the most used coverages for businesses and needs to be accurate. Review your liability options with an independent agent.
Why You Need a Castle Rock, CO, Independent Insurance Agent
Business coverage is essential when you run a company. The right policy could make or break your operation. An independent insurance agent will work on your behalf at no cost to you, saving you time and money.
They have a network of multiple carriers, giving you options on the best coverage in town. You can connect with one of the 252 local experts on trustedchoice.com. Gain access to an adviser in minutes.
TrustedChoice.com Article | Reviewed by Jeffrey Green
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