Denver, CO Condo Insurance
Average cost of condo insurance in Denver, CO: $291 a year
Denver is made up of many neighborhoods. The average cost of condo insurance can be influenced by the ZIP code in which your condominium is located. Factors such as the condo’s size and area property crime rates can also play a role in how much your policy costs.
One of the biggest risks faced by property owners in this city is theft. Although most condos are located in gated communities with added security, in a city where more than 4,500 burglaries take place each year, it is a risk that should not be taken lightly. Fortunately, if you are the victim of a burglary, your condo insurance can compensate you for your losses.
Find an independent insurance agent in or near Denver for help finding the best condo insurance policy to cover your belongings.
Colorado Springs, CO Condo Insurance
Average cost of condo insurance in Colorado Springs, CO: $262 a year
A wide variety of condos can be found in Colorado Springs. From swanky newly built luxury condos to small, affordable condos that are perfect for young couples just starting out, this city has something for everyone.
One of the biggest risks faced by property owners in Colorado Springs is damage caused by flooding. Be aware that flood damage to your belongings is not covered by condo insurance. If your condominium is on the ground floor or is located in an area where there is high risk for flood damage, you may want to consider adding an affordable contents-only flood insurance policy to your coverage portfolio.
Learn more about your condo insurance and flood insurance options by consulting with an independent insurance agent in Colorado Springs.
Aurora, CO Condo Insurance
Average cost of condo insurance in Aurora, CO: $288 a year
Whether you are looking for a small, affordable one-bedroom condo or a spacious, multi-bedroom townhouse with spectacular views, you can find what you are looking for in Aurora, CO.
One hazard that condo owners in Aurora face is tornadoes. Tornado activity in Aurora is 39% higher than the national rate. Though they do not happen frequently, when they do, the damage can be devastating. An F3 twister that touched down less than 7 miles from the Aurora city center in 1988 caused more than $5 million in property damage. Your condo insurance can cover damage to your personal property if a tornado damages your unit.
A local independent insurance agent can help you find a reliable and comprehensive condo insurance policy that will cover you against tornadoes and the other risks you face as a condominium owner in Aurora.
Fort Collins, CO Condo Insurance
Average cost of condo insurance in Fort Collins, CO: $260 a year
For those who do not want the hassle of yard work and enjoy the benefits of communal living, purchasing a condominium may be ideal. Fort Collins has numerous condominium options available so you should be able to find a unit that fits your lifestyle.
As a condo or townhouse owner in Fort Collins, one of the biggest risks you face is damage caused by wildfires. The High Park Fire of 2012 destroyed about 250 homes. Colorado has one of the highest rates of wildfires in the US, and condominiums in Fort Collins are at risk. If your personal property is damaged in a fire, by smoke, or due to firefighting efforts, your condo insurance can cover your losses.
Learn more about what condo insurance can do for you by talking with an independent insurance agent in Fort Collins.
Lakewood, CO Condo Insurance
Average cost of condo insurance in Lakewood, CO: $279 a year
Lakewood has a wide variety of condominiums available that can fit nearly every lifestyle and budget.
Condo owners in Lakewood have a fairly high risk of burglary. With about 900 burglaries reported in this city every year, the property crime rate exceeds the national average. Fortunately, your condo insurance has you covered. If your personal belongings are lost or damaged due to property crimes in the area, you can file a claim with your condo insurance company to receive compensation.
An independent insurance agent in Lakewood can help you find a competitively priced condo insurance policy that will cover you against the various risks you face as a property owner in this city.