How does having a business in Denver affect my commercial insurance rates?
1 in 28 people experience property crime
As a metro area, Denver sees more crime than most other places around the state. And because the property crime rate in Denver is higher than the national average, insurance may be more expensive. Keep that in mind when you're looking at policy options.
4,384 auto thefts in Denver, 2017
If your business owns a vehicle or a fleet of vehicles, you will need commercial auto insurance. Your rates will be based on a number of factors, including the number and types of vehicles you are covering and the risk of collisions and of vehicle theft in your city.
Workers' compensation for popular Denver business industries
CONSTRUCTION, PROFESSIONAL, SCIENTIFIC AND TECHNICAL SERVICES, AND RETAIL
Of all businesses in Denver, 14% are in the construction industry — it's a growing city. But another 13% are in professional services and another 9% are in retail. Not all industries or business have the same workplace environment, which means each has its own insurance needs. Workers' comp is no different; it uses the number of on-the-job hazards an employee may have to determine these average rates.
Colorado Springs, CO
How does having a business in Colorado Springs affect my commercial insurance rates?
1 in 28 people experience property crime
In addition to severe weather events, property crimes like theft and arson can lead to large business losses if you do not have the right insurance. The crime rate in Colorado Springs can also affect your coverage rates, so remember these factors when you're looking at commercial insurance.
1,729 auto thefts in Colorado Springs, 2014
You will need commercial auto insurance if you have company cars or have employees who regularly drive. Your rates will be based on a number of unique characteristics, including the number and types of vehicles you are covering and the amount of vehicle theft in your city.
Workers' compensation for popular Colorado Springs business industries
RETAIL AND CONSTRUCTION
A construction worker has many more workplace hazards and is more prone to being injured than a salesperson behind a counter. That's why the rates for these two industries are different and why your company needs to consider the unique situation you're in when you look at workers' comp coverage. Just keep that in mind if you're in the 14% of Colorado Springs businesses in the retail industry or the 11% in the construction world.
How does having a business in Aurora affect my commercial insurance rates?
1 in 34 people experience property crime
The crime rate in Aurora isn't the only thing that affects your insurance coverage rates. Things like severe weather events and property crimes impact how much you pay, which is why it's important to know what risks you're up against.
1,261 auto theft in Aurora, 2017
Does your business own a vehicle or a fleet of vehicles? If so, you will need commercial auto insurance. It's necessary coverage, especially since you can't control other drivers on the road.
Workers' compensation for popular Aurora business industries
CONSTRUCTION AND RETAIL
Did you know that 13% of all Aurora businesses are in construction and another 12% are in retail? These may be the two most common industries in the area, but they are significantly different from one another when it comes to the amount of workers' compensation coverage needed. Each workplace comes with its own hazards, and you need to protect yourself against unexpected injuries or illness.
Fort Collins, CO
How does having a business in Fort Collins affect my commercial insurance rates?
1 in 38 people experience property crime
Fort Collins is generally a safe place. But that doesn't mean you can't experience crime and theft affecting your property. Protect your office space or storefront with the right kind of insurance at the right limits, though, and you'll feel peace of mind.
239 auto thefts in Fort Collins, 2017
Your commercial auto insurance rates will be based on a number of unique factors. That's why you need to talk to a Trusted Choice agent to get your questions answered and find comprehensive coverage you can trust.
Workers' compensation for popular Fort Collins business industries
If you don't know how workers' compensation insurance rates are calculated, take note. Each industry and workplace comes with its own risks; an employee is more likely to be injured at a factory than in a classroom. And since workers' comp covers injuries or illnesses related to one's job, you need to keep the associated risks in mind.
How does having a business in Lakewood affect my commercial insurance rates?
1 in 20 people experience property crime
Be prepared. If you aren't, you can encounter large business losses from a wide variety of incidents. Criminal activity is one of them, and the average rate in Lakewood can affect how much you pay for coverage.
882 auto thefts in Lakewood, 2017
Do you know how commercial auto insurance should be calculated? The number of vehicles, as well as their makes and models, is just the beginning. Talk to a Trusted Choice agent to learn more.
Workers' compensation for popular Lakewood business industries
Workers' comp coverage steps in when an employee suffers an illness or injury related to work. It covers medical bills and legal costs so your business can stay afloat. But each industry and company has its own unique risks to consider when looking at insurance. When you talk to a Trusted Choice agent, you'll learn more about what kind of and how much workers' compensation protection you need.