Denver, CO Renters Insurance
About 51.7% of all homes in Denver are occupied by renters. On average, renters in this city pay $1,825 per month for their housing. The most expensive neighborhoods are Congress Park and Cherry Creek, and the least expensive are Barnum and Westwood.
One of the biggest risks faced by renters in this city is theft. Although the burglary rate in Colorado is lower than the national average, it is higher in Denver. There are more than 4,500 burglaries reported in this city every year. Fortunately, if you are the victim of a property crime, you can turn to your renters insurance for compensation. You will need a copy of the police report when you file a claim.
Find an independent insurance agent in or near Denver for help finding the best renters insurance policy to cover your belongings.
Colorado Springs, CO Renters Insurance
In Colorado Springs, 42.9% of all homes are renter-occupied. On average, landlords in Colorado Springs charge $1,514 per month for rent. The most expensive rents can be found in the Wolf Ranch and Kettle Creek neighborhoods. The least expensive rentals are in Pikes Peak Park and Knob Hill.
One of the biggest risks faced by residents of Colorado Springs is damage caused by flooding. Be aware that flood damage is not covered by renters insurance. If your rental home is on the ground floor or is otherwise at risk for flood damage, you can get an affordable contents-only flood insurance policy to supplement your renters insurance.
Learn more about your renters insurance and flood insurance options by talking to an independent insurance agent in Colorado Springs.
Aurora, CO Renters Insurance
Approximately 43.3% of all residential properties in Aurora are renter-occupied. With an average monthly rent of $1,913, Aurora is one of the most expensive cities in Colorado for renters. The most expensive rentals are in the Tollgate Crossing and Beacon Point neighborhoods, while the least expensive can be found in North Aurora and Highland Park.
One of the risks that renters in Aurora face is damage caused by tornadoes. Tornado activity in Aurora is 39% higher than the national rate. One of the worst tornadoes in this area was an F3 twister that touched down less than 7 miles from the Aurora city center in 1988. It caused more than $5 million in property damage. Renters insurance can cover your property if it is damaged by a tornado or other severe weather event.
A local independent insurance agent can help you find a competitively priced renters insurance policy that will cover you against tornadoes and the other risks you face as a renter in Aurora.
Fort Collins, CO Renters Insurance
In Fort Collins, 48.6% of all homes are renter-occupied. On average, landlords in Fort Collins charge their tenants $1,615 per month for rent. The most expensive neighborhoods to rent in are Alta Vista and Brightwater Crossing. The least expensive rentals can be found in Westgate and Spring Canyon.
As a renter in Fort Collins, one of the biggest risks you face is damage caused by wildfires. Colorado has one of the highest rates of wildfires in the US, and residences in Fort Collins are at risk. One of the worst wildfires in the area was the High Park Fire of 2012, which was started by lightning and destroyed about 250 homes. If your belongings are damaged in a fire, renters insurance can cover your losses.
Learn more about what renters insurance can do for you by talking with an independent insurance agent in Fort Collins.
Lakewood, CO Landlord Insurance
An estimated 42.7% of all residential properties in Lakewood are renter-occupied. With an average monthly rent of $1,893, Lakewood is one of the more costly Colorado cities in which to live. The most expensive rentals are in the Belmar Park and Jefferson Gardens neighborhoods, while the least expensive can be found in Sun Valley and Kendrick Lake
Renters in Lakewood have a fairly high risk of burglary. With about 900 burglaries reported in this city every year, the property crime rate exceeds the national average. Fortunately, your renters insurance has you covered. If your property is lost or damaged due to property crimes in the area, you can file a claim with your renters insurance company to receive compensation for your losses.
An independent insurance agent in Lakewood can help you find a competitively priced renters insurance policy that will cover you against the various risks you face as a renter in Lakewood.