Aurora, CO Car Insurance

Find the right car insurance policy for you.


Aurora, CO residents are living the good life. From the Garden of the Gods to the proximity to Rocky Mountain National Park, drivers cannot be remiss in marveling at Colorado's natural beauty. But because the area enjoys numerous guests and an increasing population, drivers need proper car insurance protection against the unexpected.

Independent Insurance Agents can help find you the Aurora car insurance coverage you need. Whether you just purchased your first car or have been on the same policy for years, we will work hard to get you coverage that is unique to your driving situation and meets your budgetary restrictions.

  • National average cost per year: $1,311
  • Colorado average cost per year: $1,245
  • 26th most expensive state for auto premiums in the U.S.

Your car insurance should be completely unique. Factors like your car's age, model and average mileage and your own driving history are taken into account when finding the best car insurance. While Colorado has a fairly average premium cost, your Aurora coverage is personalized to an affordable rate. With a reliable agent, you receive great customer service and a number of quotes to choose from.

Colorado Car Insurance Requirements

  • Bodily injury liability: required
  • Property damage liability: required
  • Personal injury protection: not required
  • Minimum liability limits: 25/50/15

Did you know that you're required to have a minimum coverage of up to $25,000 for an individual injury, $50,000 total for all injuries and $15,000 for property damage? These limits create a great foundation, but an accident can easily set you back even further and force you to pay medical bills and repair costs out of pocket. Let a local agent in Aurora walk you through your options when it comes to higher limits and better coverage.


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Number of Uninsured Motorists in Colorado

  • Number of uninsured U.S. drivers: 13%
  • Number of uninsured Colorado drivers: 13.3%

There is an overwhelming number of careless drivers in the Centennial State. Because it's impossible to tell who does and who doesn't have auto insurance coverage when you're on the road, you need protection against these uninsured and underinsured drivers. An agent can get you the protection you need at a price you can afford with an add-on uninsured motorist policy.

Number of Auto Thefts in Colorado

  • National number of thefts per 1,000 vehicles: 2.28
  • Colorado number of thefts per 1,000 vehicles: 3.80

A break-in can happen without warning and cause both emotional and financial stress. You can take preventative steps like parking under street lights and hiding valuables in the trunk, but the only way to be completely protected is with the right Aurora auto insurance policy. Ensure your coverage compensates you for property damage like busted windows and stolen personal property like electronics. Some coverages even include "other than collision" coverage for vandalism and fallen trees — just ask your agent about the details.

Find the Best Aurora Car Insurance Policy

Independent insurance agents aren't tied down to one carrier and can gather quotes from a number of insurance companies. That way, you'll receive options in terms of price, coverage and add-on possibilities. Your agent wants to find you Aurora car insurance that is personalized, comprehensive and affordable, so what are you waiting for?

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