Arlington Car Insurance

Find the right car insurance policy for you.

Ann Herro, Insurance Expert Written by Ann Herro
Ann Herro, Insurance Expert
Written by Ann Herro

Ann Herro has been writing about insurance and employee benefits for over 15 years. She has covered topics as easy as insuring a car, and as difficult as transparency in healthcare costs.


Arlington, MA, best known as the birthplace of Uncle Sam, is a city that has played a major role in the history of our nation. Located just 6 miles northwest of Boston, Arlington is a farming community turned busy city with endless opportunities for fun and adventure. With much to see and do, traffic can get crazy in this area. That’s why every driver needs the protection of a comprehensive Arlington car insurance policy. 

Our Independent Insurance Agents specialize in helping Arlington drivers find the best car insurance policies. Our experienced agents will guide you through your coverage options, offer multiple quotes and give insider advice to help you choose a policy that will best protect you against common traffic threats.

  • National average cost per year: $1,311
  • Massachusetts average cost per year: $1,460
  • #16 most expensive auto premium in the U.S.

There’s no denying that Massachusetts drivers face some of the highest car insurance rates in the nation. However, there are some secrets to unlocking major savings. Our Independent Insurance Agents provide quotes on multiple policies so you can compare the cost and benefits of each plan and find a policy that is the best fit for your lifestyle and budget. Keep in mind that several factors drastically influence how much you pay for car insurance. Your age, your driving record, and the make and model of your car are all factored in to determine your premium.

Massachusetts Car Insurance Requirements

  • Body injury liability: required
  • Property damage reliability: required
  • Personal injury protection (PIP): required
  • Uninsured motorist coverage: required
  • Minimum liability limits: 20/40/5

Every driver in Massachusetts is legally required to have car insurance. In fact, you need minimum coverage of $20,000 for personal injury protection, $40,000 for bodily injury liability and $5,000 for property damage liability. Lawmakers set these minimums as a starting point to help drivers find adequate coverage. But keep in mind that you might want to invest in more coverage to better protect yourself against accidents. If the cost of an accident ends up higher than your coverage limit, you have to pay the difference out of pocket. Ultimately, it’s always smart to invest in as much coverage as you can afford.


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Number of Uninsured Motorists in Massachusetts

  • Number of uninsured U.S. drivers: 12.6%
  • Number of uninsured Massachusetts drivers: 3.9%

Uninsured drivers put everyone at risk. If you get hit by a driver who has no insurance, you have to fix your car out of pocket, not to mention the high cost of medical care if you are injured in the accident. Arlington drivers have the option to purchase uninsured motorist coverage to protect themselves in this situation. If you do end up in an accident and the party at fault is uninsured, your car insurance steps in to pay for the damage, leaving your personal finances untouched.

Number of Auto Thefts in Massachusetts

  • National number of thefts for 1,000 vehicles: 2.94
  • Number of thefts for 1,000 vehicles in Massachusetts: 1.91

In a quaint city like Arlington, no one really stops to think about car theft until it’s too late. Unfortunately, the close proximity to Boston makes crime a real threat, and drivers have to consider the possibility of auto theft. The best way to have peace of mind is to invest in comprehensive car insurance. Then if your car does get stolen, you will be compensated for its value so you can get a new vehicle and get back to your daily routine. 

Find a Great Arlington Car Insurance Policy

If you’re ready to find a great Arlington car insurance policy, start with a call to our Independent Insurance Agents. Our experienced agents will provide you with one-on-one support from the first step to the last. They will walk you through your coverage options, explain the benefits, answer questions and even provide quotes on multiple policies. Choosing auto insurance has never been easier. 

Contact an Independent Insurance Agent today to get your free rate quote, and start saving on car insurance in Arlington. 

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