Auburn Car Insurance

Everything You Need To Know About Car Insurance in Auburn

Find the right car insurance policy for you.

Over the years, Auburn, MA has played a key role in the growth of the United States. The city dates back to colonial times and has had a firsthand look at the birth of modern rocketry and some of the innovations that transformed the agricultural industry. Today, Auburn is a growing city with constant traffic coming across Interstate 290 and routes 12 and 20. If you're a driver in this area, make sure you're covered with comprehensive Auburn car insurance.

Our experienced Independent Insurance Agents specialize in helping Auburn drivers find comprehensive auto coverage at affordable prices. Our agents can offer quotes on multiple policies from our wide coverage network, giving you the best chance of finding a budget-friendly plan that offers the protection you need from reliable auto insurance.

  • National average cost per year: $1,311
  • Massachusetts average cost per year: $1,460
  • 16th most expensive auto premium in the U.S.

Drivers in Massachusetts pay more for car insurance than the national average. However, you can cut the costs of auto coverage with help from your Agents. You might be eligible for steep discounts if you have a safe driving record, drive a hybrid car or quality for other incentives. Our friendly agents can guide you toward affordable premiums that won't sacrifice good coverage just for an affordable price. 

Massachusetts Car Insurance Requirements

  • Body injury liability: required
  • Property damage reliability: required
  • Personal injury protection (PIP): required
  • Uninsured motorist coverage: required
  • Minimum liability limits: 20/40/5

In Massachusetts, all drivers are required to have minimum liability coverage of $20,000 for individual bodily injury, $40,000 for all injuries in an accident and $5,000 for property damage per accident. Many drivers opt to purchase additional liability coverage just to be sure they have enough in case of accidents. After all, $20,000 will be used up quickly if you sustain a serious injury in an accident. Today's rising medical costs make it necessary to purchase as much liability coverage as possible. 

Number of Uninsured Motorists in Massachusetts

  • Number of uninsured U.S. drivers: 12.6%
  • Number of uninsured Massachusetts drivers: 3.9%

Uninsured motorists are a serious problem nationwide. When an uninsured driver causes even a minor wreck, everyone suffers. With no insurance, the cost of car repairs and resulting medical expenses have to come out of pocket. That's why Massachusetts has legally mandated that all drivers purchase uninsured motorist coverage so that they're always protected regardless of the choices other drivers make. 

Number of Auto Thefts in Massachusetts

  • National number of thefts for 1,000 vehicles: 2.94
  • Number of thefts for 1,000 vehicles in Massachusetts: 1.91

Auburn has a low crime rate, but that doesn't mean you are exempt from the threat of auto theft. Even if you lock your doors and install security alarms, there's still a small chance that your car could be stolen. Imagine how frustrated and shocked you would feel to walk out of the supermarket and discover that your car isn't where you left it. Make sure you choose a car insurance policy that includes coverage for auto theft. 

Find a Great Auburn Car Insurance Policy

As a driver in Auburn, you have dozens of options for car insurance, but not all policies offer the same coverage benefits. If you're struggling to find affordable coverage or you just aren't sure how much liability benefits you really need, our agents can help. Our Independent Insurance Agents will guide you through the process of selecting the best car insurance policy at a price you can afford. 

Contact an agent today to learn more about Auburn auto insurance. 

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