Bridgewater Car Insurance

Everything You Need To Know About Car Insurance in Bridgewater

Find the right car insurance policy for you.

Just 25 miles south of the big city of Boston, you'll find Bridgewater, MA, a charming suburban town with quaint homes and a tight-knit community. Over the years, this historic area has transformed into a hub for education and a diverse community of small businesses and Boston commuters. If you live in Bridgewater, you know that traffic can be a serious headache. Make sure you're prepared with comprehensive Bridgewater car insurance.

Our Independent Insurance Agents specialize in matching drivers with customized auto insurance policies. If you're struggling to figure out liability limits, uninsured motorist coverage, and multiple rate quotes, our agents can help. Our experienced agents are your one-stop-shop for savings on auto insurance with a personalized approach that will leave you feeling confident that you have the best coverage for your budget and lifestyle. 

  • National average cost per year: $1,311
  • Massachusetts average cost per year: $1,460
  • 16th most expensive auto premium in the U.S.

Bridgewater drivers pay more than the national average for auto insurance, but you can cut the costs of your policy by looking for discounts and safe driving incentives. Our agents can offer quotes from multiple policies, allowing you to compare several options and choose a policy that is not only affordable but comprehensive enough to cover all of the serious risks you face on the busy roadways.

Massachusetts Car Insurance Requirements

  • Body injury liability: required
  • Property damage reliability: required
  • Personal injury protection (PIP): required
  • Uninsured motorist coverage: required
  • Minimum liability limits: 20/40/5

In Massachusetts, all drivers are required to have minimum liability coverage of $20,000 for individual bodily injury, $40,000 for all injuries in an accident and $5,000 for property damage per accident. The state laws are meant as a safeguard to help drivers gain adequate coverage and minimize the financial devastation that often accompanies a serious auto accident. 

Number of Uninsured Motorists in Massachusetts

  • Number of uninsured U.S. drivers: 12.6%
  • Number of uninsured Massachusetts drivers: 3.9%

Massachusetts law requires that all drivers carry uninsured motorist coverage. This would be a smart option even it wasn't required by law. The truth is that an accident can be even more devastating if the driver at fault isn't insured. You would have to pay for car repairs out of pocket, something that many Bridgewater drivers just aren't prepared to do. Uninsured motorist coverage gives you peace of mind that you're protected after an accident no matter who was at fault. 

Number of Auto Thefts in Massachusetts

  • National number of thefts for 1,000 vehicles: 2.94
  • Number of thefts for 1,000 vehicles in Massachusetts: 1.91

The crime rate in Bridgewater is lower than in many other parts of Massachusetts, but you still could be at risk for car theft. In the busy activities of day to day life, it's easy to forget to lock your car or activate the security system. If your car is stolen, would you be financially prepared to replace it? Choose an auto insurance plan that covers car theft so that you always have a backup plan in case you fall victim to auto theft. 

Find a Great Bridgewater Car Insurance Policy

Selecting the best Bridgewater auto insurance seems complicated, but our friendly agents make it easy. When you call an Independent Insurance Agent, you'll get one-on-one attention as you compare benefits and choose a plan that is right for you. Contact an agent today to learn more about Bridgewater car insurance and to start shopping for a policy that offers you the best protection and peace of mind. 

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