Haverhill Car Insurance

Find the right car insurance policy for you.

Ann Herro, Insurance Expert Written by Ann Herro
Ann Herro, Insurance Expert
Written by Ann Herro

Ann Herro has been writing about insurance and employee benefits for over 15 years. She has covered topics as easy as insuring a car, and as difficult as transparency in healthcare costs.


Haverhill, MA is just 20 miles from the coast, 35 miles north of Boston and 5 miles from the New Hampshire border. It's a great location for families to live in, couples to vacation in and retirees to explore — offering everything from the Merrimack River to the Winnekenni Castle. But the city of 62,088 sees its fair share of traffic — whether from passersby, commuters or locals. You need to be protected on the road — which is where an Independent Insurance Agent comes in.

Your Haverhill car insurance policy should be comprehensive, personalized and affordable. If your current coverage doesn't meet all three criteria, talk to a local independent insurance agent. We will accurately assess your needs, thanks to a multitude of experience, and find you a policy that covers you against everything from fender-benders to break-ins.

  • National average annual cost: $1,311
  • Massachusetts average annual cost: $1,460
  • 16th most expensive auto premium in the U.S.

Do you know how your current car insurance policy rate was calculated? While Massachusetts sees higher-than-average premium rates, your policy should be personalized and take into account your specific needs. Factors like the vehicle's age and model, as well as your driving history and average mileage, are considered when evaluating how much and what type of coverage you need. Not all policies are created equal, so visit one of our agents today to learn more.


Save on Car Insurance

Our independent agents shop around to find you the best coverage.

Massachusetts Car Insurance Requirements

  • Bodily injury liability: required
  • Property damage liability: required
  • Personal injury protection (PIP): required
  • Uninsured motorist coverage: required
  • Minimum liability limits: 20/40/5

As a Massachusetts driver, you're required to have minimum coverage up to $20,000 for an individual injury, $40,000 for all persons injured and $5,000 in property damage. But chances are a real accident could set you back even further than that and cause you to pay out of pocket. Talk to an agent about higher limits and coverages to ensure you can stay financially stable when it comes to medical bills or car repairs.


Save on Car Insurance

Our independent agents shop around to find you the best coverage.

Number of Uninsured Motorists in Massachusetts

  • Number of uninsured U.S. drivers: 12.6%
  • Number of uninsured Massachusetts drivers: 3.9%

Uninsured motorist coverage is required in Massachusetts, but do you know why? There aren't too many drivers in the Bay State without car insurance, but getting into an accident with one can wreak havoc. If an uninsured driver is at fault, it can be nearly impossible to collect compensation — forcing you to pay for property damage and personal injuries yourself. Luckily, adding uninsured motorist coverage is easy and hassle-free with an insurance agent.

Number of Auto Thefts in Massachusetts

  • National number of thefts per 1,000 vehicles: 2.94
  • Number of thefts per 1,000 vehicles in Massachusetts: 1.91

It can happen when you least expect it. And although it's a good idea to park under street lights and hide personal property, you can only protect yourself against an auto theft or break-in by having a comprehensive Haverhill auto insurance policy. Your coverage should cover damaged property and stolen personal items and may even cover other "noncollision" events. Learn more and ask questions when you visit your local agent.

Find a Great Haverhill Car Insurance Policy

Our Independent Insurance Agents are experienced at finding comprehensive and affordable car insurance options for Massachusetts residents. Because our agents aren't tied down to one carrier, they can use your information to gather quotes from numerous carriers to find the perfect match. 

Our agents will work hard to answer your questions, assess your risks, listen to your needs and get you a personalized Haverhill auto insurance policy.

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