Pittsfield Car Insurance

Find the right car insurance policy for you.

Ann Herro, Insurance Expert Written by Ann Herro
Ann Herro, Insurance Expert
Written by Ann Herro

Ann Herro has been writing about insurance and employee benefits for over 15 years. She has covered topics as easy as insuring a car, and as difficult as transparency in healthcare costs.


As the largest city in Berkshire County, Pittsfield is a growing community that has drawn national attention in recent years. Financial Times called Pittsfield the “Brooklyn of the Berkshires.” It was listed among the top 10 best places for single retirees in the United States. Pittsfield, MA has a lot to offer, with historic neighborhoods, multigenerational farms and some of the most beautiful wildlife in New England. The only major downside to living in this city is the traffic, which can get crazy during rush hour. Before you get behind the wheel, make sure you’re covered with Pittsfield car insurance.

Finding the best car insurance starts with a call to our friendly Independent Insurance Agents. With an experienced agent on your side, you will have a chance to compare rates from multiple policies, take a closer look at coverage options and find a plan that is right for you. Our Independent Insurance Agents specialize in helping Pittsfield drivers find the best car insurance with affordable rates and reliable coverage.

  • National average cost per year: $1,311
  • Massachusetts average cost per year: $1,460
  • #16 most expensive auto premium in U.S.

Massachusetts drivers are faced with some of the highest car insurance rates in the nation, but affordable coverage is out there. Our Independent Insurance Agents provide free rate quotes on multiple policies, giving you the best shot at finding an affordable option that works for you. Ultimately, your custom car insurance rate varies depending on your age, your car's make and model, and your recent driving history.

Massachusetts Car Insurance Requirements

  • Body injury liability: required
  • Property damage reliability: required
  • Personal injury protection (PIP): required
  • Uninsured motorist coverage: required
  • Minimum liability limits: 20/40/5

Massachusetts law mandates that all drivers carry insurance. You need a minimum coverage of $20,000 for personal injury protection, $40,000 for bodily injury liability and $5,000 for property damage liability. These minimums are designed to protect Massachusetts drivers from the heavy financial burden of a car accident. However, many drivers find that the minimum is just not enough to cover the full cost of an accident. It’s always wise to invest in as much coverage as you can afford to best protect yourself financially in case of a collision.


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Our independent agents shop around to find you the best coverage.

Number of Uninsured Motorists in Massachusetts

  • Number of uninsured U.S. drivers: 12.6%
  • Number of uninsured Massachusetts drivers: 3.9%

If you’ve ever been in a car accident, you know that it can be a scary experience. After it’s over and you survey the damage to your car, things get even more complicated. If the driver at fault isn't insured, you’re suddenly left with a huge financial burden. You have to pay for car repairs out of pocket, not to mention any medical bills if you are injured. Because uninsured drivers are far too common in Massachusetts, many Pittsfield drivers choose to invest in uninsured motorist coverage. This policy pays for damage if you get hit by an uninsured driver.

Number of Auto Thefts in Massachusetts

  • National number of thefts for 1,000 vehicles: 2.94
  • Number of thefts for 1,000 vehicles in Massachusetts: 1.91

Take a moment to think about what it would be like if your car were stolen. You walk out to grab the morning newspaper and you suddenly realize the car isn’t in the driveway where you parked it last night. What should you do? If you have car insurance, you have peace of mind that you’re covered and you will receive compensation for your stolen car. But if you aren’t insured, you are stuck with no transportation, at the mercy of local police to try to find your car.

Find a Great Pittsfield Car Insurance Policy

Choosing a Pittsfield car insurance policy might seem overwhelming, but our Independent Insurance Agents make it easy. Our friendly agents will guide you through the process of shopping for auto insurance, from the first step to the last. You’ll receive one-on-one support from a caring agent who knows the insurance industry inside and out. 

If you’re ready to find a reliable car insurance policy at an affordable price, contact an agent for a free rate quote today.

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