Plymouth, MA Car Insurance

Find the right car insurance policy for you.

Ann Herro, Insurance Expert Written by Ann Herro
Ann Herro, Insurance Expert
Written by Ann Herro

Ann Herro has been writing about insurance and employee benefits for over 15 years. She has covered topics as easy as insuring a car, and as difficult as transparency in healthcare costs.


Plymouth, MA is a pillar of American history, and it remains an action-packed city with plenty to see and do. Located just between Boston and Cape Cod, Plymouth is home to some of the country’s most iconic landmarks. You’ll also find endless opportunities for dining and shopping along with lots of outdoor fun and water sports. Of course, the city is also a hotbed for tourists, with nonstop traffic weaving through the busy highways. Before you get behind the wheel, make sure you’re covered with a comprehensive Plymouth car insurance policy.

Our Independent Insurance Agents offer one-on-one support to Plymouth drivers who are searching for reliable, affordable car insurance. Our experienced agents know the ins and outs of auto coverage, and they can guide you toward a policy that will satisfy state requirements while offering you the protection you need on the roadways.

  • National average cost per year: $1,311
  • Massachusetts average cost per year: $1,460
  • #16 most expensive auto premium in the U.S.

Massachusetts drivers have to deal with notoriously high car insurance rates, but there are several ways you can save. Our Independent Insurance Agents make it easy to find affordable coverage by offering quotes on multiple policies. This gives you a chance to look at each option, compare the cost and find a rate that works for your budget. As you shop for auto insurance, you’ll find that several factors influence how much you pay; your age, your driving record, and the kind of car you drive all impact your rate.

Massachusetts Car Insurance Requirements

  • Body injury liability: required
  • Property damage reliability: required
  • Personal injury protection (PIP): required
  • Uninsured motorist coverage: required
  • Minimum liability limits: 20/40/5

According to Massachusetts state law, drivers are required to have car insurance. If you live in Plymouth, you need a minimum coverage of $20,000 for personal injury protection, $40,000 for bodily injury liability and $5,000 for property damage liability. These minimums are designed to protect you against the financial burden of an accident. However, keep in mind that you always have the option to purchase additional coverage. If the cost of an accident is more than your coverage limit, you pay the difference out of pocket. It’s always smart to invest in as much coverage as you can afford to give yourself the biggest buffer of protection in case of accidents.


Save on Car Insurance

Our independent agents shop around to find you the best coverage.

Number of Uninsured Motorists in Massachusetts

  • Number of uninsured U.S. drivers: 12.6%
  • Number of uninsured Massachusetts drivers: 3.9%

Even though the law requires all drivers in Massachusetts to have insurance, that doesn’t mean everyone is following the rules. In fact, 3.9 percent of drivers are still uninsured, and many more are underinsured. If you get into a wreck and the driver at fault isn’t insured, you have to pay to fix your car, not to mention paying for the high cost of medical care if you’re injured. Uninsured motorist coverage offers an added layer of protection and steps in to cover costs if you get hit by a driver without insurance.

Number of Auto Thefts in Massachusetts

  • National number of thefts for 1,000 vehicles: 2.94
  • Number of thefts for 1,000 vehicles in Massachusetts: 1.91

With so many tourists traveling through Plymouth, crime has become a mounting concern. Car theft is something most of us never stop to consider until it’s too late. Imagine how devastating it would be to walk outside one morning and discover that your car isn’t in the driveway. While you can always lock the doors and install security alarms, the only foolproof way to protect yourself is by investing in comprehensive car insurance.

Find a Great Plymouth Car Insurance Policy

Choosing the best car insurance starts with a call to our friendly independent insurance agents. With years of experience in the auto insurance industry, our caring agents will help you find the best coverage options at a price you can afford. When you call an Independent Insurance Agent, you’ll get one-on-one support, answers to all of your questions and free rate quotes on multiple policies. 

If you’re ready to find a great Plymouth car insurance policy, contact an agent for a free quote today.

Share this page on Twitter Share this page on Facebook Share this page on LinkedIn