Fall River Homeowners Insurance

Find the right homeowners insurance policy for you.

Ann Herro, Insurance Expert Written by Ann Herro
Ann Herro, Insurance Expert
Written by Ann Herro

Ann Herro has been writing about insurance and employee benefits for over 15 years. She has covered topics as easy as insuring a car, and as difficult as transparency in healthcare costs.


Fall River, MA is a picturesque city, located on the eastern shores of Mount Hope Bay. This area was once a busy hub for textile manufacturing, but today it’s the massive collection of World War 2 naval vessels at Battleship Cove that give the city a claim to fame. While there are lots of perks to living in Fall River, crime is a serious concern. Fall River was named the 88th most dangerous city in the nation. With burglaries to battle against and unpredictable Massachusetts weather systems to contend with, you just can’t afford to skimp on Fall River homeowners insurance.

Shopping for home insurance might seem complicated, but our friendly Independent Insurance Agents make it simple. Our expert agents can offer you personal assistance and help you find a policy that will protect your property against the biggest risks in Fall River. If you’re searching for a reliable home insurance plan in this area, our Independent Insurance Agents can help.

  • National yearly premium average: $1,034
  • Massachusetts yearly premium average: $1,150
  • 11th most expensive premium in the U.S.

Massachusetts home insurance rates are among some of the most expensive in the nation, but there are some ways to cut costs. Our Independent Insurance Agents offer quotes on multiple policies so you can compare prices and find a plan that works for your budget. Keep in mind that your rate is based on several personalized factors. The size and age of your home, the location of your home, and your recent claims history are all figured into your rate.

Fall River Second Home and Vacation Home Insurance

With thousands of tourists coming through Fall River each year, there has been a spike in the number of vacation homes in the city. Whether you own a second home to use for personal vacations or a rental property, our Independent Insurance Agents can help you find the right kind of homeowners insurance. Second homes give rise to some unique challenges, but our experienced agents can help you choose the best policy to protect your investment.

Number of Thefts in Massachusetts

  • National number of burglaries: 37,814
  • Massachusetts number of burglaries: 30,735

With Fall River’s high crime rate, theft is a serious concern. Break-ins are all too common throughout Massachusetts, but home insurance can give you peace of mind that you’re covered. If someone robs your home while you’re away at work, your homeowners insurance policy steps in to compensate you for the cost of stolen items along with the money you need to make property repairs.


Save on Home Insurance

Our independent agents shop around to find you the best coverage.

Number of Catastrophes in Massachusetts

  • Number of catastrophes in Massachusetts: 140
  • Number of tornadoes in Massachusetts: 2
  • 1 in 15 insured homes has a claim each year

Because Massachusetts is predominantly a coastal region, natural disasters are a regular problem. Tropical storms and hurricanes are an annual threat that homeowners simply cannot avoid. The only way to really guarantee that your home is protected against the unpredictable weather is by having a reliable home insurance plan. Then if a storm strikes in your neighborhood, the cost of repairs is covered.

What Are the Risks in Fall River?

Homeowners in Fall River have to face the real possibility of hurricanes. There have been 38 hurricanes in Fall River since 1930, with the most recent being Hurricane Andrea. These storms can do extreme damage to homes, with high winds, torrential rainfall and local flooding. Homes near the Mount Hope Bay are at an especially high risk for storm damage. Make sure your property is covered by investing in a comprehensive home insurance policy.

Compare Fall River Home Insurance Quotes

If you’re shopping for a reliable, affordable home insurance policy in Fall River, our Independent Insurance Agents can assist you. Our friendly agents will answer your questions, explain the benefits of each policy and even offer free rate quotes on multiple policies. The best way to ensure you get the most savings is by comparing rates, with an Independent Insurance Agent by your side. 

Contact an agent to learn more about how you can save on Fall River home insurance, and get a free quote today.

Share this page on Twitter Share this page on Facebook Share this page on LinkedIn