Located in the heart of the United States, Nebraska’s terrain is largely treeless prairie land. This state is a major producer of corn, soybeans, beef and pork. Residents of the Cornhusker State enjoy hot summers and cold winters, and this allows them to engage in many outdoor recreational activities. If you are a Nebraskan, you may own a lot of property that you want to insure, like a home, vehicle, boat or snowmobile. You may also have a family that you wish to protect with health and life insurance. With so many insurance needs, where can you turn for advice?
An independent agent in the Trusted Choice® network is here to help. Agents have relationships with several top-rated insurance providers and can use these relationships to find you suitable policies at competitive rates. There are currently 294 member agents with offices in Nebraska, and the state ranks 6th in the nation for its agent-to-population ratio. This makes it easy to find an agent conveniently located near you. Contact a local member agent today to obtain more information about Nebraska insurance policies.
There are two distinct types of insurance agents. When you are looking for Nebraska insurance, you can choose to work with either a captive or an independent agent. The differences between the two are significant.
All agents in the Trusted Choice network are independent. Contact a member agent near you today to learn more and to get help with all of your Nebraska insurance coverage needs.
Whether you are insuring personal or commercial vehicles, you are required by Nebraska state law to carry liability insurance coverage. Nebraska’s minimum coverage requirements are currently set at 25/50/25, which means you must carry a minimum of:
Failure to carry this mandated insurance can lead to fines of up to $500 and suspension of your drivers license. The state of Nebraska exempts vehicles with dealer plates and those with 30-day plates from this insurance requirement.
State-imposed liability limits were designed to protect drivers from the high costs associated with property damage and medical care in the wake of an accident. In most cases, these amounts provide enough coverage, but accidents that involve serious injuries or fatalities can easily exceed these limits. For this reason, many Nebraskans elect to purchase higher amounts of liability coverage.
In addition to liability coverage, you can purchase additional insurance. Some of these coverage options may be required by your lender if you have financed the purchase of your vehicle. These options include:
Whatever your Nebraska car insurance needs, you can easily find a suitable insurance policy with the help of an agent in the Trusted Choice network. These agents understand personal and commercial vehicle coverage needs and, as residents of Nebraska, can ensure that your policy meets all state requirements. Contact a local member agent today for more information and a variety of Nebraska car insurance quotes.
Residents of this Midwestern state deal with many severe weather events including tornadoes, severe thunderstorms and extremely cold winter temperatures. All of this can lead to damage to your home. Fortunately, you can protect yourself against extreme financial losses by purchasing a suitable Nebraska homeowners insurance policy.
Homeowners insurance provides two basic types of coverage: property coverage and liability coverage. These two factors can give you peace of mind knowing that you are not at risk of losing what one of your most expensive and important investments.
Speak with an agent in the Trusted Choice network today to learn more about Nebraska homeowners insurance and start comparing rate quotes for policies that are right for you.
As of 2008, residents of Nebraska owned and operated more than 106,000 small businesses. While many of these businesses were set up for self-employment and freelancing purposes, more than 42,000 offered employment to others. If you own a small business in this state, you may want to consider protecting it with a suitable Nebraska business insurance policy.
Business insurance can protect your commercial venture from financial losses brought on by unexpected problems. An insurance policy can often mean the difference between a company’s success and failure. Agents in the Trusted Choice network work with several different insurance providers and can build you a customized business insurance policy that can fully meet the needs of your company. This is perhaps the reason that Trusted Choice member agents write more business insurance policies than any other brand.
Commercial insurance provides a variety of coverage options to protect your small business. Some of the most commonly purchased options include:
If you have been considering a Nebraska commercial insurance policy for your small business, contact an agent in the Trusted Choice network today to learn more about your many coverage options. You can start comparing policies and rate quotes today.
Nebraska’s residents live an average of 79.8 years and the state ranks 15th in the county in terms of life expectancy. Lives can sometimes be cut short by unexpected problems such as accidents and severe illnesses. How would your loved ones fare financially without you? It is not an easy question to think about, but it is an important one.
A Nebraska life insurance policy can give you peace of mind by ensuring that your family will be well cared for in the event of your death. There are two very different types of life insurance policies from which to choose, and each has its inherent pros and cons:
No matter which type of policy you select, the earlier you buy life insurance, the less expensive your premiums will be. Policy rates are determined by many factors including, but not limited to:
If you are interested in learning more about Nebraska life insurance, you can turn to a Trusted Choice member agent for help. These agents can help you determine which type of policy is best for you and how much coverage you may need. These agents can work with several different insurance providers to find you a variety of competitively-priced policies from which to choose. Contact a local member agent today to learn more.
With the passing of the Affordable Healthcare Act, Nebraska residents who do not receive health insurance benefits through employers will need to purchase policies on their own. Newly created exchanges and marketplaces allow you to take advantage of group-rate discounts.
Prior to the passing of this act, older residents and those who suffered from pre-existing conditions were frequently turned down for health insurance on the private market. This forced many of the country’s sick into bankruptcy. Fortunately, anyone can now purchase affordable healthcare and cannot be turned away, regardless of health status.
If you are currently shopping for a Nebraska healthcare policy for yourself and your family, you probably have a lot of questions. Agents in the Trusted Choice network have answers. These agents can help you find an affordable policy that provides the coverage you need to maintain your health and longevity. These agents can also help you understand:
Contact a Trusted Choice member agent near you to learn more about Nebraska health insurance and you and your family can start enjoying the benefits of preventive healthcare today.
Nebraska has several public ATV parks with scenic trails for off-roading adventures. If you are one of the many residents in the Midwestern state that owns one or more all-terrain vehicles, you may want to consider purchasing a comprehensive Nebraska ATV policy for your vehicle. Doing so can protect your finances from liability and can provide coverage for you cherished vehicle.
ATVs, including quads, 3-wheelsers, side-by-sides, and UTVs, have a dual purpose. Some people use them for work while other enjoy them for the sheer adventure and entertainment they provide. Regardless of how you use your ATV, riding is not without its risks.
Nebraska ATV insurance is not required by law unless you will be operating your vehicle on a public road, street or highway. You may, however, be required by some ATV parks to show proof of liability insurance before you can hit the trails. Whether or not it is mandatory, ATV insurance can prove very beneficial if you are involved in a collision. Coverage options include:
Trailer insurance and roadside assistance: This can protect your ATV and the trailer used to transport it when you are hauling it to and from the trails and parks. If specialized towing and assistance is needed, your roadside assistance will foot the bill.
Contact an agent in the Trusted Choice network now to learn more about this coverage and you can start comparing Nebraska ATV insurance quotes today.
Whether your Nebraska insurance coverage needs are simple or complex, an independent agent in the Trusted Choice network can help you find the right insurance policies to meet them. These agents work with a variety of highly-rated insurance companies and can find you the right policies to meet all of your personal or commercial insurance coverage needs.
Trusted Choice member agents are committed to providing the best possible customer service and honest, ethical advice. They can answer your insurance-related questions, explain your many coverage options and will make sure that you understand the details of your insurance policy before you make a purchase. Contact one of the nearly 300 agents with offices in Nebraska today to discover how a member agent can help you find great coverage at an affordable rate.