Woodbridge, NJ is a quaint historic township in the heart of Middlesex County. Here you’ll find a friendly community, excellent schools and the third-largest shopping mall in New Jersey, at Woodbridge Center. Whether you’re headed out to browse the local farmers market or you’re on your way to meet friends for a music festival downtown, you will have to contend with Woodbridge traffic. With heavy congestion on the city's roadways, every driver needs reliable Woodbridge car insurance. Our Independent Insurance Agents can help you find an auto insurance plan that will best protect you against the most worrisome roadway threats in this busy community.
- National average cost per year: $1,311
- New Jersey average cost per year: $1,595
- #10 most expensive auto premium in the U.S.
New Jersey drivers face car insurance premiums that trend well above the national average. Fortunately, there are some ways you can cut costs. Our insurance agents can help you find significant savings on your auto coverage, with safe driving discounts, bundled coverages and rate comparisons on multiple policy options.
New Jersey Car Insurance Requirements
- Body injury liability: required
- Property damage reliability: required
- Personal injury protection (PIP): required
- Uninsured motorist coverage: required
- Minimum liability limits: 15/30/5
All drivers in New Jersey are legally required to have car insurance. Minimum coverage limits are $15,000 for individual injuries, $30,000 for total injuries in an accident and $5,000 for any resulting property damage. Remember that these minimums are meant only to be a guideline, and it’s oftentimes wise to invest in additional coverage. If you have a serious accident, the cost could far exceed these minimum coverage limits, leaving you stuck with major expenses to pay out of pocket.
Number of Uninsured Motorists in New Jersey
- Number of uninsured U.S. drivers: 12.6%
- Number of uninsured New Jersey drivers: 10.3%
Car accidents are always traumatic, but the experience is so much worse when the driver at fault isn’t insured. This can lead to major financial stress for everyone involved. Our agents can help you prevent this frustrating scenario by matching you with uninsured motorist coverage. This type of car insurance covers the cost of an accident if the other driver lacks adequate coverage to pay for the damage.
Number of Auto Thefts in New Jersey
- National number of thefts for 1,000 vehicles: 2.94
- Number of thefts for 1,000 vehicles in New Jersey: 2.17
You rely on your car to get you to and from work, not to mention the many times you use it to meet up with friends or run routine errands. So what would you do if your car were stolen? Make sure you select a Woodbridge auto insurance plan that provides complete coverage for car theft. Then you can rest easy knowing that you always have a Plan B and a way to replace your car if it ever is stolen.
Find a Great Woodbridge Car Insurance Policy
Shopping for auto insurance in Woodbridge might seem like an overwhelming task. There are dozens of coverage options to choose from, and each offers unique pros and cons. Our Independent Insurance Agents will take the guesswork out of car insurance by helping you do a side by side comparison of the most comprehensive policy options. Our agents always provide rate quotes from multiple policies, giving you the best shot at finding affordable coverage for your car. If you’re ready to start saving money on your Woodbridge auto insurance, contact an agent today to get a free customized quote.