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On average, New Jersey drivers pay more than most other drivers around the nation, but you'll still find an affordable rate for your unique needs when you team up with a New Jersey independent insurance agent.
Americans pay an average of $1,474 per year for their auto insurance, while New Jersey drivers pay on average about $1,905 per year. Make sure you're getting the best rate by comparing quotes from a variety of insurance companies.
Accidents can happen to anyone – even the best drivers. Car insurance protects your finances if you find yourself in a motor vehicle collision. Here's a look at some of the ways your insurance will help...
You'll notice that every New Jersey driver is required to have specific insurance coverages at certain minimum liability limits. These policies will pay for someone else's vehicle damage and medical bills, and most states have similar laws to ensure that drivers are prepared for accidents they cause.
The driver who caused the accident, of course.
A lot of people drive without any insurance or financial backup plan for accidents.
That's where "Uninsured Motorist Coverage" comes in. If you are hit by an uninsured driver, this insurance coverage will pay to fix your vehicle and handle your medical bills.
Typically, your insurance company will attempt to collect compensation from the at-fault driver, but sometimes that can be difficult. So although the state doesn't require you to have uninsured motorist coverage, we highly recommend it.
The best insurance company for one person might not be the best choice for another. Independent insurance agents compare coverage and prices from a variety of highly rated insurance companies to find the policy that is best for you.
National average time spent commuting 26.9 Min
National average car thefts per 1,000 2.3 Year
National average car insurance cost $1,311 Year
|City||Commute time (min)||Auto thefts / 1,000||Annual insurance cost|