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What type of insurance do you need?
They understand your risks and will find you the coverage you need.
Business insurance is designed to safeguard your company against financial losses it may face due to hazards such as damaging weather, property crimes, and liability lawsuits.
This coverage can prove quite beneficial as is evidenced by the fact that businesses in West Virginia collected approximately $1.6 billion in insurance claims in 2019 alone.
A local independent agent can help you build a customized business insurance policy package that is designed to meet the specific coverage needs of your company.
Experts estimate that 40% of all small businesses are likely to experience a liability lawsuit setback at some point in the next 10 years. Fortunately, there are several liability insurance products available to businesses. This insurance can cover court costs, legal fees, and damages for lawsuits related to covered events.
Consider this: simple customer slip and fall injuries cost businesses an average of $20,000 when they occur. Premises liability insurance can absorb these costs so your business can focus on turning a profit.
The following are some other hazards American companies have experienced in recent years as well as the approximate average amount they collected when filing claims:
Talk to a local independent insurance agent to learn about what business insurance can do for your company.
In West Virginia, business insurance can cover losses associated with a variety of potential hazards. That way, your business doesn’t need to experience large financial losses as a result.
A business insurance policy is not required by law. However, some types of commercial insurance that are often included in a comprehensive business insurance plan may be. For example:
To learn more about coverage that you may have to have for your business, you can talk with a local independent insurance agent.
Business insurance rates are calculated according to a number of factors such as:
Coverage needs can vary significantly from one industry to the next, so it is best to work with an experienced insurance agent who can help you build a suitable and comprehensive policy package for your company.
Because independent agents can work with multiple insurance companies, they can search for the best price for each type of coverage you need. Sometimes this means building a business insurance portfolio that includes policies from several different insurance companies. Don’t worry. You will still only have one point of contact with your local insurance agent.
Yes! There are currently 109 independent agencies in West Virginia who are ready to help.
These independent insurance agents can work with several different insurance providers to help you build a comprehensive and competitively priced business insurance portfolio. Work with an agent near you to ensure that your business is fully covered against all of its various exposures.
Number of businesses in the US: 27,626,360
Burglary rate per 1,000 residents in the US: 3.76
Auto theft rate per 1,000 vehicles in the US: 2.29
|City||No. businesses||Burglaries / 1,000 people||Auto thefts / 1,000 cars|