Campervans are popular vehicles that many people use to get away for the weekend, and are considered a form of recreational vehicle (RV). Whether you use your Class B motorhome to go to concerts, take road trips or enjoy the many wonders of the great outdoors, you likely invested some significant resources into your camper. In order to protect your investment, consider specialized Class B camper van insurance for your recreational vehicle.
An independent agent in the Trusted Choice® network can help you get the right insurance for your RV or camper. Find a local agent in your area to compare Class B camper van insurance quotes today.
As you start to think about risks on the road and what your need for RV insurance covearge might be, consider these statistics about the leading causes of motor vehicle fatalities:
When you hit the highway or head to a local music festival in your Class B motorhome, remember that you face all the same risks as every other driver on the road, and more. Because you carry your belongings with you, have decreased visibility due to the size of the rig, and operate a vehicle that can be top-heavy and tricky to drive, you probably have a higher risk of a major accident than an average sedan.
Campervans are considered Class B recreational vehicles, which are the most affordable type of RV to insure. Depending on the insurance company you work with, the Class B vehicle type can include vehicles that:
Class B campervan insurance is a specialized motorhome insurance policy that is required for these types of vehicles.
The cost for camper van or VW camper insurance can vary quite a bit. Your specific costs will depend on a variety of factors such as:
Depending on the vehicle, some campervans can even be covered under a standard auto policy. Your annual coverage will most likely run somewhere between $500 and $1,000 for the year, with some variance based on the factors above. You may be able to save with motorhome insurance discounts from your insurance company. For example, if you bundle your various auto policies together under on insurance company, you can typically benefit by getting a discount rate.
An independent agent in the Trusted Choice network can help you compare Class B camper van insurance quotes from several insurance companies. Independent agents aren’t “captive” to one insurance company, and instead they can shop for the best RV insurance rates from a range of reputable insurers.
Typically you want an RV insurance policy that includes the following coverage, at a minimum:
You may be able to buy additional coverage if you want more liability protection or coverage for any enhancements you have made to your vehicle. You also may need additional insurance for any vehicles or trailers you are towing.
If you own or are thinking of buying a Class B RV, you need to have the right insurance coverage for this particular type of vehicle.
The easiest way to find the best coverage and at the most affordable rate is to contact an independent agent in the Trusted Choice network. A local independent agent will help you compare RV insurance rates from several reputable insurance companies so you can find the right coverage for your needs and budget.
Find a member agent in the Trusted Choice network today and get the camper van insurance coverage you need for your next weekend getaway.