Boynton Beach is a beautiful place to live and work in, with scenic beaches and some of Florida's best seaside recreational opportunities. With a visit to the Boynton Beach Inlet, you'll find easy access to some of the most intricate coral reefs on the Eastern Seaboard. Whether you're taking the kids to Boynton Harbor Marina for some weekend jet skiing or you're spending a day soaking up the sun at the Oceanfront Park, don't get behind the wheel unless you are covered with the best Boynton Beach car insurance.
Finding dependable auto insurance in Boynton Beach starts with a call to our Independent Insurance Agents. Our experienced agents provide real quotes from multiple policies so you can compare rates side by side before you decide on coverage options. Just as you would never buy a new car without shopping around first, give the same kind of care and attention to comparing Boynton Beach car insurance policies with the help of a caring agent by your side.
- National average cost per year: $1,311
- Florida average cost per year: $1,742
- 5th most expensive auto premium in the U.S.
Florida car insurance rates tend to be higher than in other parts of the country, but your actual premium could be higher or lower than the state average. Several important factors are considered to determine your premium. The age of your car, the make and model, how often you drive and your recent driving history will all be considered. Make sure to ask your agent about potential discounts for safe driving, green or hybrid vehicles, or safety features. Small discounts can add up to big savings, and our friendly agents will help you get the best coverage at the most affordable price.
Florida Car Insurance Requirements
- Body injury liability: required
- Property damage reliability: required
- Personal injury protection (PIP): required
- Minimum liability limits: 10/20/10
Florida requires drivers to have minimum car insurance coverage to protect against the potential financial devastation that can result from an accident. Boynton Beach drivers must carry a minimum of $10,000 in coverage for bodily injury of one person, $20,000 for bodily injury of two or more people in an accident, and $10,000 for property damage per accident. Keep in mind that this minimum coverage might not be enough. Our independent insurance agents can help you decide how much coverage you really need built into your Boynton Beach auto insurance policy.
Number of Uninsured Motorists in Florida
- Number of uninsured U.S. drivers: 12.6%
- Number of uninsured Florida drivers: 23.80%
If you choose to get behind the wheel without Boynton Beach car insurance, you're taking a major risk. Even if you're insured, there are many other drivers on the roadways that aren't covered. Uninsured motorist coverage gives you an added layer of protection and helps pay for car repairs or medical bills after an accident when an uninsured driver is at fault.
Number of Auto Thefts in Florida
- National number of thefts for 1,000 vehicles: 2.94
- Number of thefts for 1,000 vehicles in Florida: 2.48
Every driver should be proactive to prevent auto theft. Never leave the keys in the car, always lock your doors, and park in a well-lit area, especially if you are leaving your car for a long period of time or overnight. If you do become a victim of auto theft, having the right Boynton Beach car insurance will make it possible to get back on the road faster with minimal disruption to your routine.
Find a Great Boynton Beach Car Insurance Policy
As a driver in the gorgeous community of Boynton Beach, you have plenty of opportunities for fun and adventure. However, car accidents can happen in the blink of an eye, so make sure you are covered with the best Boynton Beach auto insurance. Our friendly independent insurance agents know Boynton Beach auto insurance inside and out, and they can help you find the best blend of coverage for the most affordable price. Whether you're looking for liability, collision or comprehensive coverage options, let our experienced agents assist you in finding the best policy for your lifestyle and budget.
Contact an agent today to get a custom quote on your new Boynton Beach car insurance policy.