Coral Springs Car Insurance

Everything You Need To Know About Car Insurance in Coral Springs

Money Magazine recognized Coral Springs, FL as the 27th best city in the United States in which to live in 2006. This growing area of Florida has been a magnet for young entrepreneurs, and in 2008, Coral Springs was recognized as one of the “100 Best Cities for Young People” by America’s Promise. If you’ve decided to put down roots in Coral Springs, make sure you are covered with the best Coral Springs car insurance before you head out on the busy highways.

Traffic in Coral Springs can be a real concern, especially during busy rush hour. It only takes a split second for a normal day on the road to turn into a devastating accident that changes your life forever. By taking the time to do your homework and find the best Coral Springs auto insurance, you can have peace of mind that you are covered even if an accident happens to you. The experienced Trusted Choice® Independent Insurance Agents can help you find the best coverage options for your lifestyle and budget. Whether you’re a student scraping by while you work your way through college or a retiree living on a fixed income, the friendly agents at Trusted Choice can help you find an affordable plan for car insurance in Coral Springs. 

  • National average cost per year: $1,311
  • Florida average cost per year: $1,742
  • 5th most expensive auto premium in the U.S.

Coral Springs has a vibrant local economy, but its auto insurance rates are much higher than the national average. The Trusted Choice Independent Insurance Agents can provide quotes from multiple policies, making it easier to find affordable Coral Springs auto insurance no matter what budget you are working with. Ultimately, your rates will be determined by several factors including your age, the kind of car you drive and your recent driving record. 

Florida Car Insurance Requirements

  • Body injury liability: required
  • Property damage reliability: required
  • Personal injury protection (PIP): required
  • Minimum liability limits: 10/20/10

Florida requires that all drivers have car insurance with minimum liability coverage of $10,000 for individual bodily injury, $20,000 for all injuries in an accident and $10,000 for property damage per accident. Sometimes it can be difficult to determine how much coverage you really need. If you’re confused about the right level of coverage, the Trusted Choice Independent Car Insurance Agents in Coral Springs can help. 

Number of Uninsured Motorists in Florida

  • Number of uninsured U.S. drivers: 12.6%
  • Number of uninsured Florida drivers: 23.80%

Getting behind the wheel is always a risk in Florida, where nearly one-fourth of drivers are currently uninsured. If you are in a collision and the driver at fault isn’t insured, you will have to pay for car repairs and medical bills out of pocket. This risk leads many Coral Springs drivers to add extra uninsured motorist coverage to their auto insurance policies.

Number of Auto Thefts in Florida

  • National number of thefts for 1,000 vehicles: 2.94
  • Number of thefts for 1,000 vehicles in Florida: 2.48

While the crime rate is lower than average in Coral Springs, auto thefts still happen. You can take precautions to protect your car by locking the doors and parking in well-lit areas. Most importantly, make sure your Coral Springs car insurance includes coverage for auto theft so that you can be compensated if you ever do become the victim of a car theft.

Find a Great Coral Springs Car Insurance Policy

It only takes a split second for a car accident to change your life forever. The only way you can really protect yourself is with comprehensive Coral Springs auto insurance. While having great coverage won’t prevent accidents from happening, it can give you peace of mind that you will have the resources to repair your car and get the best medical care if you do have a collision.

Our expert Independent Insurance Agents at Trusted Choice are familiar with life in Coral Springs. When you contact our friendly agents, you’ll receive one-on-one attention and a personalized approach to creating a customized policy that fits your unique needs. Contact an experienced Trusted Choice Agent today to learn more about your options for dependable, budget-friendly car insurance in Coral Springs. 

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