Roswell, GA Business Insurance

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Written by Trusted Choice

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Just north of Atlanta, Roswell, GA is home to 94,089 residents who live, work and play in Georgia's seventh largest city. It's a thriving hub for small businesses, thanks to a strong local economy, loyal customer base and welcoming chamber of commerce. No wonder many new companies have popped up in Roswell — contributing to the state's 1,100,000 small businesses in 2019 — showing the need for comprehensive business insurance. independent insurance agents are here to help, make things less complicated and find you affordable coverage. Our agents are familiar with the local Roswell small-business scene and can efficiently assess the risks you face. You've worked hard to get where you are, so let us take the guesswork out of insurance. Find a Trusted Choice agent today to discuss your policy options and get you on board with something that works for you.

Liability coverage exists to ensure your small business doesn't suffer from financial costs during a lawsuit. With the appropriate coverages, you'll be compensated for legal defense and court costs that ensue after a customer is injured from a fall in your store, by using your product or by following your advice.

  • General Liability CoverageAccording to the 2015 Travelers Business Risk Summary, 60% of small-business owners ranked medical cost inflation as their highest concern and over 30% said they felt the least prepared to handle this concern. Even the smallest of incidents can cause injury to a customer. General liability insurance covers the bases for your Roswell small business.
  • Product Liability InsuranceAccording to a national study, 71% of product liability awards and 53% of medical malpractice awards by the courts amounted to $1 million or more. If a product malfunctions or a product injures a customer, you could be held liable. With the proper product liability coverage, you won't suffer financial loss and you'll be able to keep your business afloat.
  • Professional Liability Insurance: Does your small business regularly give advice or consultations to clients? This coverage, also known as errors & omissions insurance, protects lawyers, architects, brokers and accountants from legal costs associated with a negligence claim. Talk to a Trusted Choice agent about the significance of professional liability coverage and how it can round out your insurance protection.

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Business Interruption Insurance for Roswell Businesses

Georgia's 2014 gross state product was 1.8% — only 0.4% less than the 2014 gross domestic product. Every profit margin affects you as well as the state and the national economy, which is why you need business interruption insurance when an unexpected event forces you to shut your doors. If a fire, flood or natural disaster causes a temporary closure, this coverage compensates you for the income you would normally be making. Make sure your company stays afloat while repairs are happening by discussing how you can add business interruption insurance to your Roswell business insurance policy with a Trusted Choice agent.

Property Insurance for Businesses in Roswell

The 119 natural disasters that hit the U.S. in 2014 caused serious damage for many Georgia business owners. Nationwide, only 61% of losses were covered, while $9.7 billion from damage was not. Whether it's a tornado that causes roof damage or a flood that forces repairs, the right property insurance will be there to get your company back up and running in a timely manner. This coverage even covers personal products, such as office computers and furniture. Let a Trusted Choice agent show you the possibilities when it comes to protecting your Roswell small business with property insurance.

Workers' Compensation for Roswell Businesses

Did you know that the national average workers' compensation cost is $1.27 for every $100 in wages, or $612 per employee? If a hard-working employee is injured on the job, you should have comprehensive coverage to protect both the employee and the company. Worker's comp covers medical payments and lost wages, as well as the unfortunate death benefit to family members. Be prepared by getting this affordable and necessary coverage through a Trusted Choice insurance agent.

Employee Coverages for Roswell Businesses

Georgia businesses spent $1,566,186 on premiums in 2013, ranking 40th for highest premiums spent in the U.S. Annually, small businesses paid $5,003 for a single person plan and $14,762 for a family plan — 11% and 8% less than national averages respectfully. Health care and life insurance can be complex and overwhelming parts of ensuring your employees are well taken care of. But a Trusted Choice agent can help break it down for you.

Cyber Crime Insurance for Businesses in Roswell

In today's increasingly technological world, it's shocking that only 22% of small businesses have a cyber or data breach response plan in place. Georgia ranked fifth highest for identity theft complaints due to a reported 11,384 incidents. That's why you should talk to a Trusted Choice agent about adding cyber crime insurance to your Roswell commercial insurance policy to ensure the sensitive information you have is safe.

Find the Right Roswell Commercial Insurance for Your Business

Trusted Choice independent insurance agents are small business insurance experts. Our local, resourceful agents will evaluate all the risks you face and find you comprehensive coverage at an affordable price. Your Roswell business insurance should be customized to meet your needs, which our agents can do by comparing quotes with numerous carriers. Let us help you protect your business so you can focus on the bottom line.

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