While the number of uninsured people in the U.S. dropped in 2012 for the first time in several years, the number in Georgia remained high. Some Georgians lack health insurance because they do not get coverage through their employer, or they believe they cannot afford or qualify for private medical coverage. Some people may believe it is necessary to carry health insurance at all.
Going without medical insurance is risky, and finding an affordable policy does not have to be a daunting task. An independent insurance agent in the Trusted Choice® network works with several different insurance companies, and has access to a variety of competitively-priced policies that you can purchase to meet your healthcare needs and budget. Contact a member agent in your neighborhood now and start comparing Georgia health insurance quotes today.
The percentage of uninsured Georgians exceeds the national as well as the Southern state rate. Starting in 2014, the Affordable Healthcare Act will require uninsured Americans to purchase a health insurance policy. Fortunately, they will be able to do so at lower rates than they would have previously paid on the open market and cannot be turned down for pre-existing conditions.
Some people feel that they have no need for health insurance if they are young and healthy. While it might seem less expensive to simply pay for medical treatment out of pocket for sore throats and ear infections, a severe injury or the onset of a chronic illness may require much more expensive medical care. Without insurance, medical bills could wreck your financial future.
Many without health insurance fail to get preventive care and testing. Without routine screenings, illnesses like cancer or heart disease could go untreated and grow in severity. The cost of treating a severe illness in the hospital could be financially devastating for you. In fact, more than half of all bankruptcy claims are due to medical expenses.
Routine testing such as mammograms and colonoscopies can detect the presence of cancer in its earliest stages. Having your blood pressure and cholesterol levels checked could potentially help you make life changes to prevent the onset of Type 2 diabetes. The less invasive treatments have to be, the better off you will be financially.
Those with health insurance are more likely to have an annual physical examination that could catch and correct some of the risk factors above. Doctors can also advise patients about healthier choices so they can live longer and more productive lives.
Because of the recently passed healthcare laws, healthcare coverage may be more affordable than ever. Those who cannot purchase subsidized coverage through their employer will be able to purchase a policy through new exchanges that keep rates low.
An agent in the Trusted Choice network will be able to explain your healthcare options and help you find a health insurance plan that fits your budget. With a policy in place, you will be able to enjoy the benefits of preventive care and will save money in the long run. Contact a member agent in your neighborhood to compare Georgia health insurance quotes today.