Georgia Health Insurance

Find the right health insurance policy for you.

Written by Steve Dahl
Written by Steve Dahl

Steve is a financial services expert who has dedicated himself to the insurance industry for the last 5+ years. Steve is a key contributor to

Pregnant woman using her smartphone at home. Find Health Insurance.

While the number of uninsured people in the U.S. dropped in 2012 for the first time in several years, the number in Georgia remained high. Some Georgians lack health insurance because they do not get coverage through their employer, or they believe they cannot afford or qualify for private medical coverage. Some people may believe it is necessary to carry health insurance at all.

Going without medical insurance is risky, and finding an affordable policy does not have to be a daunting task. An independent insurance agent in the Trusted Choice® network works with several different insurance companies, and has access to a variety of competitively-priced policies that you can purchase to meet your healthcare needs and budget. Contact a member agent in your neighborhood now and start comparing Georgia health insurance quotes today.

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Uninsured Americans: How Georgia Compares

  • Estimated U.S. population without health insurance: 48.6 Million
  • Estimated U.S. rate of uninsured: 16%
  • Estimated Southern region rate of uninsured: 19.1%
  • Estimated Georgia rate of uninsured: 19.7%

The percentage of uninsured Georgians exceeds the national as well as the Southern state rate. Starting in 2014, the Affordable Healthcare Act will require uninsured Americans to purchase a health insurance policy. Fortunately, they will be able to do so at lower rates than they would have previously paid on the open market and cannot be turned down for pre-existing conditions.

Why Do I Need to Have Georgia Heath Insurance?

Some people feel that they have no need for health insurance if they are young and healthy. While it might seem less expensive to simply pay for medical treatment out of pocket for sore throats and ear infections, a severe injury or the onset of a chronic illness may require much more expensive medical care. Without insurance, medical bills could wreck your financial future.

Many without health insurance fail to get preventive care and testing. Without routine screenings, illnesses like cancer or heart disease could go untreated and grow in severity. The cost of treating a severe illness in the hospital could be financially devastating for you.  In fact, more than half of all bankruptcy claims are due to medical expenses.

Georgia Chronic Disease Facts and Statistics

  • Heart disease caused 25% of all deaths in Georgia in 2005
  • Cancer accounted for 22% of all deaths in the state in that year
  • More than 35,000 new cases of cancer were diagnosed in this state in 2008
  • In 2007, more than 10% of adults reported having been diagnosed with diabetes

Routine testing such as mammograms and colonoscopies can detect the presence of cancer in its earliest stages. Having your blood pressure and cholesterol levels checked could potentially help you make life changes to prevent the onset of Type 2 diabetes. The less invasive treatments have to be, the better off you will be financially.

Factors that Lead to Health Risks in Georgia

  • 19% of adults and 19% of high school students smoked cigarettes
  • 65% of adults and 18% of high school students were overweight
  • 75% of adults and 81% of high school students consumed fewer than 5 servings of fruits and vegetables a day
  • 58% of high school students did not attend physical education classes
  • 21% of women over 40 did not have a mammogram in the past two years
  • 43% of men over 50 had never had a colonoscopy

Those with health insurance are more likely to have an annual physical examination that could catch and correct some of the risk factors above. Doctors can also advise patients about healthier choices so they can live longer and more productive lives.

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Ready to Save On Insurance?

Our independent agents shop around to find you the best coverage.

How Can You Compare Georgia Medical Insurance Quotes?

Because of the recently passed healthcare laws, healthcare coverage may be more affordable than ever. Those who cannot purchase subsidized coverage through their employer will be able to purchase a policy through new exchanges that keep rates low.

An agent in the Trusted Choice network will be able to explain your healthcare options and help you find a health insurance plan that fits your budget. With a policy in place, you will be able to enjoy the benefits of preventive care and will save money in the long run. Contact a member agent in your neighborhood to compare Georgia health insurance quotes today.

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