Mobile homes provide housing to many Georgia residents. Many mobile homes can appear the same as traditional homes to passers-by, but they are anchored to the ground rather than built onto a solid foundation. Mobile home owners have special insurance considerations and will need to protect their investments with a specialized Georgia mobile home insurance policy.
Your local Trusted Choice® member agent can help you assess your risks and can help you find a suitable policy. These agents have relationships with several different reputable insurance companies and can provide you with a variety of policies to compare. Contact a local member agent today to start comparing Georgia manufactured home insurance quotes.
More than one out of every ten housing units in Georgia is a mobile or manufactured home. Many residents are turning to manufactured homes because they are less expensive to purchase and maintain, and are in many cases larger and more private than apartments.
Some mobile homes are more vulnerable to risks such as fire and wind damage than traditional homes. However, many new manufactured homes are constructed to modern standards and can be safely anchored in place, proving less risky to live in and less costly to insure, in some cases.
Your policy may include many of the same types of coverage provided by traditional homeowners insurance. These can include:
Similar to traditional homeowners insurance, mobile home insurance typically does not cover damage caused by floods. For that, you will need to purchase a separate flood insurance policy. An agent in the Trusted Choice network can provide more information about NFIP-backed flood insurance and help you secure a policy.
The cost of a mobile home insurance policy can vary greatly from one person to the next. Factors that can influence costs include:
You may be able to earn discounts on your mobile home insurance by taking step to minimize your potential risks. These include ensuring that your home is securely anchored to the ground, installing fire alarms and burglar alarms in your home, and keeping your manufactured home well-maintained.
You may also be able to earn discounts for having multiple policies with your insurance company. Speak to your Trusted Choice member agent about the possibility of combining your mobile home policy with your car or truck insurance policy, for example.
If you have recently purchased a mobile home in Georgia, or if you are thinking about taking the plunge into home-ownership, protect your investment with a suitable insurance policy. Shopping for insurance can be time consuming and confusing. An agent in the Trusted Choice network can answer your questions and explain your coverage options.
All agents in the Trusted Choice network have taken a pledge to provide friendly service and ethical advice. You can rest assured that your local member agent has your best interests at heart. Contact a local agent to start comparing Georgia manufactured home insurance quotes today.