Decatur, GA Car Insurance

Find the right car insurance policy for you.

Written by Steve Dahl
Written by Steve Dahl

Steve is a financial services expert who has dedicated himself to the insurance industry for the last 5+ years. Steve is a key contributor to


Decatur, GA is 20 minutes away from Atlanta, but that doesn't mean traffic isn't impacted by the big city. It's a busy suburb despite its small-town feel and friendly neighbors. Whether you're heading to a Braves baseball game or taking the kids to Glenlake Park, you face numerous risks as a driver.

Get the best Decatur car insurance on the market from a Trusted Choice® Independent Insurance Agent. Our agents are local and can tailor insurance needs to the Decatur area — taking into account the specific hazards you face as a Georgia driver. Don't you want ease of mind when driving?

  • National average cost per year: $1,311
  • Georgia average cost per year: $1,519
  • 14th most expensive premium in the U.S.

What goes into a car insurance policy? Factors such as your vehicle's age and model, your own claims and driving history and state-specific requirements should come into play — giving you completely customized insurance. Georgia's average costs may be higher than national rates, but that doesn't mean you should be overpaying or purchasing standard coverage. Trusted Choice agents are dedicated to finding you coverage that is both personalized and affordable so you can stay protected against all risks on and off the road.

Use our independent agent matching system to find the best insurance plan in your area. You tell us what you’re looking for, and our technology will recommend the best agents for you. Any information you provide will be sent to only the agents you pick. We do not sell to third parties.


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Our independent agents shop around to find you the best coverage.

Georgia Car Insurance Requirements

  • Bodily injury liability: required
  • Property damage liability: required
  • Personal injury protection (PIP): not required
  • Uninsured motorist: not required
  • Minimum liability limits: 25/50/25

The Peach State requires its drivers to have minimum coverage of up to $50,000 for all persons injured in an accident, $25,000 for an individual and $25,000 for property damage. These limits are a great baseline for drivers, but an accident will likely set you back even further and cause you to pay a significant amount out of pocket. Let one of our Trusted Choice Independent Insurance Agents discuss how higher limits could protect you even further.

Number of Uninsured Motorists in Georgia

  • Number of uninsured U.S. drivers: 12.6%
  • Number of uninsured Georgia drivers: 11.7%

You can't pinpoint who is an uninsured or underinsured driver when you're on the road. But if you get into an accident with someone who does not have proper coverage, you can be the one to suffer financially since compensation can be difficult — if not impossible — to collect. Ensure your Decatur auto insurance policy includes coverage against uninsured motorists so you can drive with ease of mind.

Number of Auto Thefts in Georgia

  • National average number of vehicle thefts per 1,000 registered vehicles: 2.94
  • Georgia number of vehicle thefts per 1,000 registered vehicles: 3.83

Break-ins happen without warning despite taking precautionary measures, such as parking under street lamps, hiding valuables or turning on your security system. And considering Georgia has a higher number of thefts than the national average, you need full protection against broken windows or stolen personal property. Let a Trusted Choice Independent Insurance Agent help you ensure that your car insurance will pay for the cost of repairs or replacement if an unfortunate situation arises.


Save on Car Insurance

Our independent agents shop around to find you the best coverage.

Find a Great Decatur Car Insurance Policy

Trusted Choice Independent Insurance Agents will help you navigate the intricate details of Decatur auto insurance. Because our agents aren't tied down to one carrier, they can compare quotes from numerous carriers and find you a policy that meets your unique needs. We'll even search for potential discounts and examine bundling packages to find you the most affordable options out there. Contact a Trusted Choice agent today to get your Decatur car insurance.

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