Marietta is one of Atlanta’s largest suburbs. The sprawling city of Atlanta and its suburbs have some of the worst traffic congestion in the country.
If you live in Marietta, you need patience and great auto insurance to feel secure as you go about your busy life.
A Marietta auto insurance policy is the best way to protect your assets from the costs of car accidents and other mishaps on the road.
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How much does Marietta car insurance cost?
Marietta auto insurance costs around $332 per month, on average.
Marietta car insurance is expensive compared to car insurance in many other cities. While where you live plays a significant role in your car insurance premium, several personal factors also play a role.
The kind of car you drive and the distance you commute each day may make your rates higher or lower than other people's rates.
If your rates seem too high, you might have a car that is more expensive to repair or replace. Or perhaps you drive farther to work every day.
More than anything, you need Marietta car insurance that tackles your risks and fits your budget. A Trusted Choice agent will help you do just that.
What does Marietta car insurance actually do for me?
Marietta car insurance can protect your finances if you are in an accident on the busy Marietta roadways. It can pay for injuries and car repairs if you cause an accident.
Georgia requires drivers to purchase a minimum amount of liability insurance, but you likely need additional coverage to truly protect yourself from the costs of a serious crash.
Here’s how your Marietta car insurance can help you pay for mishaps involving your car.
- Fix Your Car - We officially call this "Comprehensive & Collision Coverage." Nothing required.
- Fix Someone Else's Car - We officially call this "Property Damage Liability." Required min. $25,000.
- Pay Your Medical Bills - We officially call this "Personal Injury Protection" or "PIP." Nothing required.
- Pay Someone Else's Medical Bills - We officially call this "Bodily Injury Liability." Required min. $25,000 per person, $50,000 per accident.
Who pays if the accident wasn't my fault?
The driver who caused the accident, of course. Unfortunately, some people drive without car insurance.
12% of Colorado drivers are uninsured.
That's when you need “uninsured motorist coverage.” It pays for your car repairs and medical bills if an uninsured driver hits you.
Without it, you could face devastating financial consequences.
Although it is a good idea to have the protection of uninsured motorist coverage, the state of Georgia does not require you to purchase it.
What Affects the Cost of Marietta Auto Insurance?
It’s a good idea to know how insurance companies determine what to charge you for car insurance. They look at several of your personal risk factors, including the following:
- Your age
- Your gender
- Your marital status
- Your ZIP code
- Your driving history
- Your car
- The number of drivers in your household
You can control some of these factors, but others are completely out of your control. Young drivers, for example, are considered to be riskier than older drivers. Teens and young adults should always expect to pay more for car insurance than older drivers.
Fortunately, most insurance companies offer a variety of discounts to help offset some of the cost. There are even some discounts that are designed especially for teen drivers. With the help of a Trusted Choice agent, you can maximize the discounts that you are eligible for.
Here are some city factors that will affect your rate:
Commute time: It’s simple: The more time you spend on the road, the more likely it is that you'll be in an accident.
A typical commute in Marietta is 25.4 minutes, which is equal to the national average.
- National Average: 25.4 minutes
- Marietta Average: 25.4 minutes
Theft in your city: The auto theft rate in Marietta is similar to the U.S. average rate, overall. It likely has a minimal impact on car insurance costs.
Car insurance is important no matter where you live. It helps you pay to repair a vandalized car or to replace a stolen car, minimizing the time that you are without a car.
It also helps you pay to replace any belongings that are stolen from your car.
If your car is stolen, be sure to report it to the police and your insurance agent right away.
- Auto Theft Rate in U.S. (per 1,000 vehicles): 2.94
- Auto Theft Rate in Marietta (per 1,000 vehicles): 2.79
How to Find Affordable Auto Insurance in Marietta
Trusted Choice Independent Insurance Agents aren't tied down to one carrier. They can get quotes from multiple insurance companies and offer a variety of affordable policy options.
Whether you just purchased a new vehicle or have had the same policy for a decade, it’s time to shop around.
Our agents will assess your risks, answer your questions and offer quality car insurance that meets your needs and the varying needs of Marietta residents.