Duluth, GA grew and developed in response to a growing residential need near Atlanta. The city is now home to the Gwinnett Civic and Cultural Center, Red Clay Theatre and nearby Stone Mountain. Its 26,600 residents have worked hard to create a town with a strong community and a thriving business district. Duluth homeowners take pride in calling the area home and deserve comprehensive insurance to safeguard their property against a number of threats.
Georgia's average annual premium for homeowners insurance was $975 — the 23rd most expensive premium in the U.S. and slightly lower than the national annual premium average at $1,034. Your insurance should be unique to you based on factors such as your home's location, age, building materials and special risks like swimming pools. Local Trusted Choice agents are knowledgeable about the types of coverage you need and able to find discounts that help make the right Duluth homeowners insurance affordable.
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Second and Vacation Homes in Duluth
It's easy to see why Duluth is a hot spot for second and vacation homes. The proximity to the city offers entertainment options, while the town's charm provides a safe, comfortable suburban space. But since your second home is likely to be vacant more frequently or rented occasionally, it needs protection. If you don't notice a basement flood for a week or if a renter causes damage, you need insurance. Let a Trusted Choice insurance agent walk you through the details when it comes to protecting your secondary property.
Number of Thefts in Georgia
Georgia residents reported a shocking 82,258 burglaries in 2014 — more than two times the national average of 37,814. You can always take preventative steps, such as turning on porch lights or installing a security system, but break-ins can happen without warning. Ensure your Duluth homeowners insurance covers property damage or stolen personal property in the event of a burglary. A comprehensive policy should take into account your risks and compensate you for unforeseen damage, like broken windows or door frames.
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Number of Disasters in Georgia
Since 1953, there have been — 30of which were tornadoes. Weather caused $9,040,000 in property damage, and considering one in 15 homes has a claim each year, comprehensive Duluth homeowners insurance is essential. Safeguard one of your most prized possessions with the right homeowners insurance. High winds, tornadoes and summer storms can cause more damage than you think, so have peace of mind with comprehensive insurance for your home.
What Are the Risks in Duluth?
The biggest risks in Georgia are certainly crime-related, but the weather also poses a serious hazard. Homeowners can face the perils of flooding, hail, tornadoes and storms that can lead to burst pipes, damaged roofs, broken windows and much more. A local agent can talk you through your risks and find you the coverage that protects you against all your risks.
Compare Duluth Home Insurance Quotes
Trusted Choice Independent Insurance Agents aren't tied down to one carrier, meaning they can receive and compare a number of quotes from various carriers. That way, you can have your fair share of options and receive a Duluth home insurance policy that is customized to your unique needs and budgetary restrictions. Contact a local Trusted Choice agent to learn more about the kind of protection you deserve.