In 2014, 493,382 Indiana small businesses provided jobs to 1,173,626 employees. Fishers, IN was a bustling suburban area that many entrepreneurs and small companies call home, but these small businesses suffered $5,524,122 in losses that same year. For those Fishers companies without comprehensive commercial insurance, many of those losses had to be covered out of pocket — causing financial damage to the businesses' bottom line.
Trusted Choice® Independent Insurance Agents can help you address your risks head on with the right Fishers business insurance. Our agents know what it's like to own or be part of a small company in the Fishers area and take pride in giving our neighbors great coverage that they can afford.
If you are to have only the most basic of coverages, look at your liability options. These insurance products are tailored to your unique business whether related to products, services or general risks.
Indiana's economic success is on par with national rates — and small businesses are the lifeblood that help create such profitable margins. But if a natural disaster forces your company to temporarily shut its doors, how would you respond? With business interruption insurance, you can continue to pay the bills and employee salaries so your Fishers business can stay financially stable. Talk to a Trusted Choice agent about your options, and let them explain how this coverage can give you an extra layer of protection.
Located in a landlocked state, Fishers doesn't see nearly as much weather-related damage as other areas of the country. But Indiana business owners should always be aware that tornadoes, strong winds and heavy rains are common Indiana weather hazards. You need to know how your Fishers commercial insurance policy would respond if property damage occurred. Trusted Choice agents will help you find coverage that responds in a timely manner so you can make repairs quickly and get back up and running.
If an employee is injured while on the job or suffers from an illness related to work, you could be held liable. Legal and medical costs can quickly add up — forcing you to pay out of pocket, thus causing financial harm to your small business. But did you know that the average national cost of workers' compensation per employee is $612, or $1.27 for every $100 in wages? It's an affordable price to pay for an extra layer of protection that can save your bottom line from seeing serious harm.
Indiana businesses pay average rates when it comes to supplying health and life insurance to their employees. Because your employees work hard for you, you should provide comprehensive coverage for them and their families. But navigating the intricate and confusing health care terrain can be rough. That's why you need a Trusted Choice agent on your side to help find the best coverage at an affordable rate.
Regardless of what kind of or how much personally identifiable information your small business stores, you're at risk for a cyber attack or data breach. It's increasingly important to have cyber crime insurance protection in today's technological world. Only 22% of small businesses have a cyber breach response plan in place — so why not add to the movement and make one yourself? Partner with a Trusted Choice agent to get started today.
You've worked hard to build your Fishers company, so let us help you protect it. Trusted Choice Independent Insurance Agents aren't tied down to one carrier and can get a number of quotes from various insurance carriers to give you plenty of options. We want to find you a Fishers business insurance policy that covers all the bases and gives you peace of mind.