Tornadoes are fairly common in the Midwest, and Indiana gets its share each year, averaging about 20 twisters annually. You will typically find that Indiana tornado insurance is included in your standard homeowners policy or renters policy. What about your car, RV, boat and other possessions? While tornado coverage is not a specialized form of insurance, you want to make sure you are adequately protected for your risks with your other policies.
The best place to find the coverage you need is through an independent agent in the Trusted Choice® network. If you are seeking Indiana tornado insurance quotes, contact a local member agent today. Your agent can assess your needs, provide information on the risks in the area, and help to ensure that you are prepared for the damaging forces of nature.
There are over 1,000 tornadoes each year in the U.S., mostly occurring during “tornado season,” which is the months of March through June. However, twisters can occur any time of year. These sudden, destructive storms are the most prevalent type of natural disaster here in the U.S. and are responsible for close to 57% of all the catastrophic loss in this country.
A tornado can have a wind speed as high as 250 miles per hour, can span an area as much as a mile across, and can stay on the ground for up to 50 miles. On average, tornadoes in the U.S. are responsible for close to 70 fatalities and 1,500 injuries each year.
You do not need to purchase separate Indiana tornado insurance, as it is typically included in a standard homeowners or renters insurance policy that covers your home and your possessions. Other policies you buy to cover things like recreational vehicles should provide coverage for wind damage and tornadoes as well.
Here in “tornado alley,” as this region of the U.S. is sometimes called, you may be concerned about whether your insurance is sufficient if your home or other belongings are destroyed in a disaster. The following are some tips for assessing your risks and coverage needs:
You may be concerned that you need special Indiana tornado insurance to cover living expenses if you need to find temporary living arrangements after a natural disaster. Your home or renters policy may provide coverage for this eventuality. Again, it’s a good idea to work with a knowledgeable agent to fully assess your coverage needs and get the appropriate coverage in place.
You can find the right coverage for your home, personal property and all of your vehicles by contacting an independent insurance agent in the Trusted Choice network. An independent agent can evaluate your insurance needs and advise you about your coverage options. These agents have access to many different insurers, so you’ll be able to compare Indiana tornado insurance quotes and coverage for everything you own in one local office.
Find a member agent today to get the personalized assistance you need and get peace of mind.