Located on the outskirts of Indianapolis, Fishers, IN is a suburban community that is home to 83,891 individuals. But with two of the most populated interstates in its backyard — 465 and 69 — Fishers residents see an incredible amount of traffic. Not only does rush hour get hectic, but summer festivals, weekend trips out of town and big sporting events can cause roadways to get backed up and drivers' emotions to get testy.
Because you face a number of risks behind the wheel, you need comprehensive auto insurance coverage that gives you the protection you need at a price you can afford. An Independent Insurance Agent is here to help make that happen. Our agents will give you personalized service and work with you in whatever capacity necessary to get you the Fishers car insurance you deserve.
- National average cost per year: $1,311
- Indiana average cost per year: $1,033
- 41th most expensive premium in the U.S.
Do you know how your car insurance policy was calculated? Proper auto coverage should take into account your vehicle's make, model, age and claims history to create a personalized protection plan that addresses your unique risks. Our agents can easily look at these unique factors and compare quotes until they find something with 360 degrees of coverage that's in your price range.
Indiana Car Insurance Requirements
- Bodily injury liability: required
- Property damage liability: required
- Personal injury protection (PIP): not required
- Minimum liability limits: 25/50/10
Indiana drivers are required to have minimum coverage of up to $25,000 for an individual injury, $50,000 total for all injuries and $10,000 in property damage. These limits are a great baseline of coverage if you get into an accident. But something more serious than a fender bender can set you back even further — causing you to pay out of pocket if you stick to these suggested limits. Talk to an agent about how higher liability limits can give you greater peace of mind.
Number of Uninsured Motorists in Indiana
- Number of uninsured U.S. drivers: 12.6%
- Number of uninsured Indiana drivers: 14.2%
Although Indiana requires its car owners and drivers to have some form of insurance, many drivers are careless when it comes to protecting themselves and others around them. If you get into an accident with an uninsured or underinsured driver and they're at fault, compensation can be extremely difficult — if not impossible — to collect. Make sure your Fishers auto policy includes protection against these reckless drivers so you can have peace of mind when you're on the road.
Number of Auto Thefts in Indiana
- National average number of vehicle thefts per 1,000 vehicles: 2.94
- Indiana average number of vehicle thefts per 1,000 vehicles: 2.36
Fishers in particular is generally a safe and sound community, but vandals can break in, and cause damage or steal personal property without a moment's notice. You can take precautionary steps such as parking under street lights and hiding possessions in the trunk, but the only surefire way to be completely protected is with a comprehensive Fishers car insurance policy. Let an agent explain the details so you understand what's covered and what isn't.
How to Find the Best Fishers Car Insurance
To find the most affordable and all-inclusive coverage out there, contact your local Independent Insurance Agent. Our agents are extremely experienced at assessing your unique needs and giving you plenty of quote options so you can feel comfortable with your new Fishers auto insurance decision.