Indiana, sometimes called “The State of Rivers,” has a variety of waterways for recreational activities. Many Indiana residents and tourists enjoy personal watercrafts (PWCs) like Jet Skis and Wave Runners when they are out on the water. A PWC is fun to use, but can be dangerous when out on the open waters due to their high speeds and maneuverability.
Protect yourself and your personal watercraft with Indiana PWC insurance. An independent agent in the Trusted Choice® network can help you get the best coverage for your Jet Ski or Wave Runner, as these professionals have access to several insurance companies, unlike captive agents who only work for one insurer. Phone an independent agent today to compare Indiana PWC insurance quotes so you can be safe on the water.
The 3 major causes of PWC accidents include:
You aren’t legally required to carry PWC insurance, but you must have a valid driver’s license to operate your personal watercraft. PWC drivers must be at least 15 years of age. If you are at least 15 years of age, but don’t have a valid drivers license, you must have completed an approved safety course and have a valid I.D. issued by the Bureau of Motor Vehicles on board. Children under 15 years of age cannot legally operate any boat or PWC greater than 10 horsepower.
Indiana PWC insurance will cover personal watercraft, including a stand up PWCs, a four person PWC and a submersible PWC for brand names such as Jet Ski, Wave Runner, and Sea Doo.
Insurance coverage varies from company to company, and you may be able to purchase certain types of coverage for your Jet Ski separately. Standard PWC insurance packages can include:
The best way to buy Indiana PWC insurance is to touch base with an independent insurance agent in the Trusted Choice network, right in your neighborhood.
An independent agent can help you understand your insurance needs, then access multiple insurers to get various Indiana PWC insurance quotes for you to compare. With several quality insurance options to choose from, you should be able to find an affordable PWC insurance policy that meets your needs. Talk with an agent today so you can have a carefree day out on the water the next time you visit your favorite lake or river.