Living in Montana has many perks. From national parks to downtown Billings, Montana has a lot to offer. Residents enjoy the laid-back lifestyle, and visitors enjoy the beautiful landscapes.
For transplants or new residents, finding housing can prove to be a challenge, which is why rentals are a popular option. Additionally, for empty-nesters, retirees, or young adults, rentals offer the best of both worlds: adequate space, and perks like pools, fitness centers, and landscaping.
Unfortunately, many renters aren't aware that their belongings are most likely not covered by their landlord's insurance policy. This means that if an injury, crime, or disaster occurs, you will most likely be liable for the losses or damage. Renters insurance can help protect you from these losses, and help you get back on your feet.
Whether you rent an apartment, home, or condo, a renters insurance policy can make the difference between a small bump in the road and a financial disaster.
Renters insurance is a set of policies put together specifically for renters to offer them coverage for the most common incidents that affect them. A typical renters insurance policy may include the following:
Renters typically have at least $20,000 in assets, so it's a wise idea to have those assets protected with insurance.
When it comes to getting a renters insurance policy quote, whether online or in person, you'll need to know some basic information. Be prepared to provide the following:
These factors, plus many more, will be used to give you a renters insurance policy quote.
Typically, many discounts are available on renters insurance policies. Be sure to ask your agent about:
Each insurance company offers different discounts, so be sure to ask about any discounts you may not be aware of.
When it comes to protecting yourself and your assets with renters insurance, it's important to get the right coverage at the best price for your individual situation. A Trusted Choice® agent is always available to help you find coverages, suggest discounts and policy modifications, or even help you file a claim.