The state of Oregon has many outdoor recreation opportunities, and ATV riding is one of the most popular activities in the state. Oregon offers riders a diverse backdrop for ATV rides, with everything from coastal, windy trails to wide-open desert areas. With such an active ATV community, ATV riders should ensure they have ATV insurance in case of an accident or incident. Make sure you have the protection you need; read below to learn more about getting quotes and coverage.
If you're passionate about ATVs, the state of Oregon may be the perfect place for you. Before hitting the trails, however, be sure to get your education card and review the laws regarding ATV use.
ATV insurance offers protection for ATV riders against some of the most common incidents that occur with ATV use. The following coverage is typical in an ATV insurance policy in OR:
Insurance companies know there are many different types of four-wheelers out on the trails, so they offer coverage for many makes and models of ATVs. Coverage is typically available for most ATVs, including the following:
This list is not exhaustive. If you own an ATV other than one of these types, you should still be able to get coverage.
There is no exact average when it comes to ATV insurance since insurers must consider many factors when giving you quotes. For instance, a 40-year-old female in Minnesota, with a good driving record, would pay $135 to insure an ATV 300.
When you're shopping for ATV insurance quotes, be prepared to answer questions regarding the following:
These answers will help the insurance agent determine which types of coverage are best suited for your unique situation. Your agent can then get you the necessary quotes.
Just like many other insurance policies, there are typically many discounts available, depending on your individual situation. When shopping for ATV insurance, be sure to ask about the following discounts to see if you qualify:
Most insurance companies offer discounts, and each insurance company has different discounts available.
When shopping for ATV insurance, having a knowledgeable professional by your side can make a huge difference. A Trusted Choice® agent is always available to help you discuss coverage options, suggest discounts and even help you file a claim.
Contact a Trusted Choice agent for more information on getting quotes and coverage for your ATV.