Most of the population in Oregon is concentrated along the Willamette Valley. This includes Portland, the largest city, and Salem, the capital city. No matter where you call home in Oregon, chances are you want to save money on your car insurance. Saving is easy when you call an independent agent.
An independent agent in the Trusted Choice® network can help you compare Oregon auto insurance quotes from multiple companies. You’ll be able to pick the right policy options and will receive great service after you purchase your policy. Pick up your phone today to find excellent savings on auto insurance from your local agent.
The most recent information available as of 2017 shows that the Oregon average premium costs are $1,333, which is a little lower than the national average. These figures will help you start to plan your budget for auto insurance, but to get an accurate idea of what you’ll be spending you need to collect quotes from reputable insurers. You can make that process very simple by contacting an independent Trusted Choice member agent, who can produce several quotes for you to compare after just one phone call.
Oregon state law requires residents to purchase a fairly broad range of liability coverage. Failure to comply with these regulations can result in the loss of a license or vehicle registration.
Despite fairly mild penalties compared with some other states, Oregon enjoys a lower than average percentage of uninsured motorists.
Uninsured motorist coverage is required in the state, and it can help protect you from damages caused by an uninsured driver. Neglecting to purchase a minimum policy does not let the at-fault driver off the hook for any damages they cause, but it can be exceedingly difficult to collect for damages from these delinquent drivers. With uninsured motorist coverage, your insurance company will compensate you for damages, and can then turn around and pursue the at-fault driver.
Oregon’s car theft rate is very close to the national average, so you should consider the risk of your car being stolen. Portland ranked 59 on the Insurance Crime Bureau’s top 100 cities with high rates of stolen vehicles.
A comprehensive auto policy can help protect vehicle owners from large financial losses due to car theft. Make sure you understand the details of the policy you purchase. Check the theft portion to see how much is covered, and what deductible you’ll pay if a thief takes your car.
If you need a new policy, or if you just want to see if your old insurer is still competitive, contact an independent agent in the Trusted Choice network. This independent professional can help you compare Oregon auto insurance quotes to find the best deal.