RV Insurance in Oregon

Coverage for Your Next Adventure in Oregon

Written by Candace Jenkins
Written by Candace Jenkins

Candace Jenkins is a licensed insurance advisor with over a decade of experience. She is also a writer and loves to write on all things insurance. Candace writes for TrustedChoice.com on a continuous basis and is here with the facts about all your insurance inquiries.

Reviewer: Jeffrey Green Reviewed by Jeffrey Green
Reviewer: Jeffrey Green
Reviewed by Jeffrey Green

Jeff Green has held a variety of sales and management roles at life insurance companies, Wall street firms, and distribution organizations over his 40-year career.  He was previously Finra 7,24,66 registered and held life insurance licenses in multiple states. He is a graduate of Stony Brook University.

Motor home on road with mountains in background. Find Oregon RV Insurance.

Regarding RV insurance, owners of recreational vehicles in Oregon have coverage options as numerous as the campgrounds available for their next adventure. RV owners can choose scenic vacation retreats without ever leaving their home state. RV insurance can be pricey if you're unsure where to look.

Fortunately, an independent insurance agent has access to a network of top-rated carriers, and they do the shopping for free. This allows you to have the best policy for an affordable price without lifting a finger. Consult with an independent agent at no additional cost to get started.

What Is RV Insurance?

RV insurance includes several coverage options that are designed specifically to meet the unique needs of recreational vehicle owners. This can include campsite liability insurance, among others. Most carriers offer a variety of coverage options, and this enables Oregon’s RV owners to build policies that are ideal for their specific needs.

How Much Does RV Insurance Cost?

In Oregon, your RV insurance rates will be customized based on varying risk factors. Carriers use the factors below,  and more, to quote your RV coverage:

  • Annual mileage
  • Driving record
  • Coverage selected
  • Value of your RV
  • Drivers listed on the policy

Because each premium is individualized according to your specifics, there's no way to tell what your costs will be for RV insurance without quotes. Get connected with a local agent for free quote options.

What Does RV Insurance Cover?

Every RV insurance policy will be customized to the person who is purchasing insurance. There are some foundational options for every Oregon RV policy, and these limits are adjusted to each individual. Check out the most commonly included policy coverage options below:

  • Liability coverage: This coverage will pay for injury or property damage to a third party caused while operating your RV. This can include court fees and legal costs if you're sued due to a covered liability claim.
  • Comprehensive coverage: Pays for damage to your RV due to a non-collision event such as a flood or theft. 
  • Collision coverage: Pays for damage to your RV from a collision with another driver, regardless of fault. 

Is RV Insurance Required by Law?

In Oregon, if you are driving your RV, you are required to carry the minimum liability insurance on it, just like with regular vehicle coverage. Often, these minimum limits won't supply enough coverage if you are sued due to a third-party injury caused while operating your RV.

Other limits you may want to consider that will cover any physical damage to your RV are comprehensive and collision coverage. Increased liability limits can protect you from a larger loss as well. Get with your local agent to go over your coverage options and ensure that they are accurate. 


Save on RV Insurance

Our independent agents shop around to find you the best coverage.

What Are the Best RV Insurance Companies?

When it comes to finding RV insurance that suits your needs and fits your budget, you'll want the best carriers. Check out some top-rated insurance companies in Oregon below:

Best RV Insurance Companies in Oregon Star Rating
5 star rating
4.5/5 star rating
5 star rating

These carriers are best known for their superior customer service and broad coverage offerings. To get quotes through these and other markets, consult with your independent insurance agent. 

How Can an Independent Agent Help Me Find the Best RV Insurance?

If you've been searching for an RV policy for the road ahead, you'll have options. There's not a one-size-fits-all approach, because every RV insurance policy is unique and individualized to the insured. Fortunately, you can enlist the help of an independent agent for free.

An independent insurance agent does the shopping at no additional cost, saving you time. They'll use their network of carriers, giving you the best shot at sufficient coverage for an affordable price. Consult with a local agent to get started today.

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