This beautiful and diverse land in the Pacific Northwest has incredible variety, which might make estimates of average rates for your home difficult. Residents of The Evergreen State should be happy to know they can expect modest Washington state homeowners insurance premiums.
Most homeowners compare competitive Washington home insurance quotes to be certain of getting a good deal for their house and property coverage. An alternative to comparison shopping by yourself would be to contact an independent Trusted Choice® member agent. These local agents will be happy to deliver price quotes from top rated insurers, help you calculate optimum coverage amounts, and then service your policy long after it has been purchased.
Information as of 2017 from the Insurance Information Institute shows that Washington's average premium costs are $695, which is considerably lower than the national average.
Based on a number of factors, including location, property value, claims history etc., your own rates may vary from the average premium in Washington state.
You may notice that residents of Washington did not have to concern themselves with many catastrophes, or tornadoes in particular, as compared with the rest of the nation.
Yet, hail, floods, and other types of hazards can occur anywhere, and it is wise to be prepared. Here are a few tips on preparedness:
State residents do have their share of burglary claims, more than most states. Burglars can damage your home and steal your belongings. Here are some things you can do to prevent vandalism and financial loss from theft:
Average rates in the state may be low, but your situation may not be exactly average. Your actual risks will vary by the condition of your property, your home’s value, and many other factors. Your local and independent Trusted Choice member agent can give you expert advice, compare multiple insurers, and service your policy in the future.
Most Washington state residents do not want to spend days comparing quotes and policies. You undoubtedly want billing and claims services to be simple and fair. Consult with an independent agent today to secure your investments today and in the future.